Home Equity Products
Auto Loans
Boat/RV Loan
Unsecured
Unsecured Cont'd
100
What is the annual fee for a Home Equity Line?
What is $75.
100
What is the minimum payment?
What is $100
100
What is the minimum loan amount?
What is $5000.
100
What is the minimum and maximum loan amounts for an Expressline?
What is $1000 and $50,000.
100
What is the origination fee for an executiveline?
What is $250
200
What is the percentage discount with an automatic payment(set up with an umpqua account only)?
What is .5%
200
What is the origination fee for a new or used auto loan?(may be financed into loan)
What is $100?
200
What percent of a new boat or RV will Umpqua finance?
What is 90% of the invoice amount (taxes and fees associated with transaction cannot be financed)
200
What is the annual fee for an expressline?
What is $35
200
What is the rate ceiling for an expressline and executiveline?
What is 18%
300
What is the term for a HELOC?
What is 360 months (30 years).
300
How old can a car be to qualify for a used auto loan?
What is 10 years
300
What percentage of USED boat or RV finance?
What is 90% of NADA
300
What is the term for our Personal Line?
What is 48 months
300
What is the rate range for a peronal loan
What is 7.3% APR-16.18% APR (.5% auto payment)
400
What is the early closure penalty for a HELOC? Why?
What is $500. To recoup appraisal cost.
400
What is the minimum amount you can finance with a new/used auto loan?
What is $3000.
400
What is the minimum payment on a boat/RV loan?
What is $100
400
What is WSJ Prime right now?
What is 3.25%
400
What is the origination fee for a personal loan?
What is $100 (no annual fee)
500
What is the draw period for a Home Equity Line?
What is 10 years
500
Explain the target market for a greenstreet auto loan?
What is and individual looking to purchase a new or used hybrid or electric vehicle. (Rates start off lower than other auto loans)
500
What is the minimum and maximum term?
What is 48 months- 180 months
500
What is the major differences between an expressline, executiveline, and personal loan?
What is the amounts, term, and rate.
500
What is the annual fee for an executiveline?
What is $75
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