Virtual Card
Transfers
Account Closures & Migrations
Transactions & Fraud
Tier 2 & Troubleshooting
100

Virtual Cards do not need this step; they are ready to use as soon as they are added to Apple/Google Wallet.

What is activation?

100

Many users get confused because the option to link an external bank account for transfers is hidden unless they select this delivery option.

What is the 1-3 Biz Day option? 

100

To close a Gusto Cash account, the user must confirm they understand this action is this and they will not be able to reopen the account.

What is permanent?

100

It is recommended that you submit this for a customer planning to use their card internationally.

What is a travel notice (or a Q2 ticket)?

100

On-Demand Pay, disputes, and cash account applications are all escalated to this case level.

What is Tier 2?

200

If a user is prompted for this when using a virtual card, they can try entering "0000" or selecting credit/debit to bypass the prompt.

What is PIN

200

Gusto will only allow a maximum of this amount of debit cards at a time for instant transfers.

What is 2? 
200

Before an account can be closed in Helix, this must be done to the customer's debit card first.

What is archiving the card? 

200

This is what happens to the 1% international card transaction fee 

What is Gusto reimburses it? 

200

This dispute reason applies if an authorized charge was made too many times? 

What is Multiple Charge?

300

The Gusto app directs users to "Wallet," then "Spending Account," to find the option to add the card to these two mobile payment services.

What is Apple Pay or Google Pay?

300

A customer should do this if they're not able to add their debit card, and their billing address already matches

What is contact their bank? 

300

An account closed due to inactivity cannot be reopened if there has been no activity for this amount of time.

What is 6 months?

300

If a transaction is flagged as fraud, the user should call this group at (844) 201-8334 to verify it.

What is Falcon Fraud? 

AKA Fraud Prevention Team to customers

300

If a customer has an open On-Demand Pay account and questions about repayments, they should be directed to this company.

What is Clair? 

400

This is the easiest way to ensure a customer has the most recent version of the Gusto app.

What is delete / redownload the app?

400

As of July 2025, updating the home address in the app will automatically update this address in 1-2 business days.

What is the Billing Address?

400

This is the term for the process of linking an employee's wallet page from their old company to their new company profile.

What is a cash account migration?

400

Gusto cannot cancel pending transactions; the customer must contact this party directly.

What is contact the merchant? 

400

Before applying for a Gusto Cash Account, the customer must ensure all this information is accurate in Gusto.

What is personal info? 

500

If a customer doesn't see the debit card activation option, support may need to perform this action in the Panda Cash account page.

What is "Fix Debit Card Desync"? 

500

For accounts less than 30 days old, what must be done to update a billing address?

What is upload documentation? 

500

If an account is closed due to a negative balance for this many days, it cannot be reopened.

What is 30 days? 

500

Expedited card shipping should be a last resort because of this approximate cost to Gusto.

What is $50? 

500

To dispute a transaction, the customer must email Wallet@gusto.com and provide the date, amount, and this crucial piece of information, which is often missed when transferring cases.

What is the dispute reason? 

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