Checking
How much is it to open a checking account with WSB?
$100
WHAT IS THE MINIMUM BALANCE FOR A REGULAR SAVINGS ACCOUNT AND WHAT IS THE FEE IF YOU FALL BELOW?
$100 and $5.00
How much does WSB charge our customers for using a non WSB ATM?
Nothing! But the other institution may
Our classic club is for people of what age? Name 2 benefits
55 and up; free checks, free telephone transfers, faxes, photocopies, online banking, periodic specials, etc.
Have you ever thought about opening an account with WSB? We have a special going on right now where you can earn up to $250 and then we wouldn't have to charge you the $5 cashing fee.
How do you avoid the monthly fee on the Essential Checking?
Have a direct deposit of $300 or more; or have 5 check card purchases a month
What is the minimum balance for a money market?
$10,000
What must you do to start using your ScoreCard rewards points and receive the extra 1,000 points for the checking promo?
Enroll at scorecardrewards.com
Our student checking is for people of what age? Name 2 benefits of the program
14-26; 8 fee free ATM withdrawals a statement cycle, free checks, no fee ODP, online, mobile banking, e-statements, an account opening gift.
Customer only has a checking account with us with a little over $20,000.00 in it. Start a referral conversation
I noticed you have quite a bit of money in your checking account. Have you ever considered a money market account so you can earn some interest on these funds?
What is the minimum balance in an Universal Checking?
$1,000 or $10,000 in consolidated balances or be a part of the MVP, Student, Hero or Bravo program
You are limited to how many checks, electronic transfers, or pre authorized withdrawals from a savings or money market account per statement cycle? What is the fee if you exceed this limit?
6 and $20 per item over
What is SecureLock Equip?
An app that lets you control your debit card. Turn it on and off, set limits, receive alerts, etc.
Who is our HERO program intended for? Name 3 benefits.
Currently employed or retired emergency responders; enrollment gift, $100 credit with direct deposit, free checks, no fee money orders, official checks, no fee wires, ODP, refund of HELOC annual fee, $500 off closing costs on 1st mortgage
Customer comes in with 2 small children and has a checking and savings account with us. Start a referral conversation.
Did you know that we offer savings accounts for kids as well? it is only $25 to open, with no minimum balance requirements.
What is the fee if you fall below the minimum balance in the Universal Checking?
25.00
What is our current money market special?
0.65% for 12 months with a checking account
In order to download the WSB app and use mobile banking what do you need to do first?
Enroll in Internet Banking on the website
Who is our MVP program intended? Name 3 benefits of the program
Active duty service members or veterans; $100 credit with direct deposit, enrollment gift, free checks, voucher for a free flag annually, no fee money orders, official checks, ODP, wire transfers, refund of HELOC annual fee, $500 of closing costs of 1st mortgage
Customer makes a checking deposit and it is credit card focus week? Start a referral conversation.
Do you have our WSB credit card? We have a promotion going on right now where after your first purchase you would receive $100 worth of rewards points and it is 0% for the first 6 months.
Explain our current checking promotion
Earn up to $250 by setting up direct deposit, e-statements, debit card, anniversary bonus and scorecard rewards
What is the minimum balance for a standard CD and a promotional CD? (non IRA)
$1,000 and $5,000
How does our refer a friend work?
Refer up to 5 friends to open Checking accounts at WSB and earn $50 a friend!
To earn the direct deposit bonus on any program how soon does it have to hit the account and is there a dollar minimum?
Within the first 90 days of account opening and a minimum of $200
Customer comes in and has $5,000 in checking, a money market with $50,000 and several CD's with WSB. Start a referral conversation.
Are you currently working with an advisor? We have an investment advisor with the bank, John who would be able to sit down and do a non obligation financial review with you to ensure you are on the right track for retirement.