VAD
UW MEMO
LETTER
100

When should the VAD template and review be completed on your claim?

On Day 1

100

If no misrepresentation opportunity is present, what UW Memo should be sent for dual garaging even if addresses are in the same zip code?

Policy change - Unacceptable policy 

100

If no misrepresentation opportunity is present and we are not able to reach insured on Day 1, what letter should be sent?

VAD Letter

200

Are you able to send a claim back to the field without attempting to contact an insured when there is no misrep opportunity?

No, ATW must be complete on Day 1

200

If no misrepresentation opportunity is present, what UW memo should be sent when no contact is made with insured, a VAD letter has been sent, and we have confirmed there are possible HH members?

PI - Add unlisted drivers

200

What letters should be sent if insured is not cooperating with investigation and we have third party exposures?

DAILY DOUBLE

2 Enhanced contact letters and a ROR letter

300

What reports must be run on every claim and every time?

ADD123 for loss vehicle

Accurint Advanced search 

ISO

TLO

300

If insured confirms they have recently moved to a different state but want to keep a FL policy, what UW memo should we send?

Policy change - Unacceptable policy

300

If a mitigation letter is appropriate, when should it be sent out?

On Day 1

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