Fees
What happens if you go over 6 transfers in a savings account?
You get charged a fee
Do you get a credit or debit card in a checking account?
Debit card
An account that has one person listed as the owner
Solely owned account
What is a joint account?
A joint account is a type of personal account which two or more people are owners
Who won the 2019-2020 NFL Superbowl?
Kansas City Chiefs
True/False. You can get charged for canceling your card
False
Can the bank hold your available balance?
Yes, a bank can.
An account with two people listed as the owner
Joint account
What does APY stand for?
Annual Percentage Yield
What was the big lead the Falcons blew to the patriots in the superbowl?
28-3
True/False You will be charged a fee even if it makes you go negative.
True
What happens if you overdraft your checking account?
You can get charged a fee
An account used for personal use
personal account
What is an ATM?
An automated teller machine is a location outside of your financial institution where you can access your money
Who is the all-time passing yards leader in the NFL?
Tom brady
What fee is it called when you overdraft an account?
insufficient funds fee/overdraft fee
What is a signature/mark to show on a transfer?
An endorsment
True/False. You can use a business account for personal use
False
What is an overdraft?
An overdraft is a charge or item that exceeds your available balance
Who is the Starting quarterback of the Chicago bears?
Justin fields
What fee is charged when you use a card in a foreign country?
Foreign exchange adjustment fee.
True/False A bank can refuse to accept your deposits.
True
accounts that let the bank require documents that show you own the account?
Fiduciary accounts
What are EFT's?
Electronic Fund Transfers
What year did the Chicago Bears win the superbowl?
1985-1986