$trategies
Credit mistake$
Credit
Debit
Fun!
100

Do you buy on Impulse?

No your not suppose to buy on Impulse.

100

What do people think about low interest rate?

They think it stays the same when it doesn't.

100

What is credit?

Credit is the consumers ability to obtain goods or services before payment, based on the trust that payment will be made in the future.

100

Do debit cards charge interest?

No debit cards don't charge interest.

100

When was music created?

Music first arose in the Paleolithic period

200

What do you  if you can't make a payment on time?

You notify your Creditors.

200

What is one big mistake people do with credit?

They overspend a lot.

200

Why is credit very important?

Needed it to take a loans / businesses

200

Where can debit cards be used to withdraw money from?

They can be used to withdraw money from ATM's.

200

What kind of genre does Billie Elish? 

Her music incorporates to pop, dark pop, electropop, emo pop, experimental pop, goth-pop, indie pop, teen pop, and alt-pop.

300

What do you do if you find a missing card?

Report it IMMEDIATELY!!!

300

Why do people ignore credit report?

Disregarding your credit report could cost you more money and make your life more difficult to make or pay the bills

300

If you want to buy something and its to expensive, what do you do?

You have to think twice about if its really what you want.

300

What is the debt limit?

The debt limit is the total amount of money that the United States government is authorized to borrow to meet its existing legal obligations

300

What kind of hip hop music was released in the early 2000s?

Popular rap movements of the early year of the 2000s was the crunk, snap, hyphy, and alternative hip hop.

400

What is the difference between credit and debt?

The key difference is that debit cards are linked to a bank account and draw directly from those funds similar to a check. A credit card, does not draw any money immediately and must be paid back in the future, subject to any interest charges accrued.

400
Why do people forget minimum budget?

The main reason why people forget or don't care about their minimum budget is because they spend unnecessary products and making their credits or debts delayed.

400

What happens if the person overspends too much, and they have someone to take care of the credit situation. What's going to happen?

The cosigner is responsible for paying back loan if the primary signer stops paying or is unable to pay. The loan becomes part of the co-signer's credit history. It's hard to get removed from the loan.

400

Which type of debt is most often?

The most common debt by total amount of debt in the U.S. is mortgage debt.

400

Where is the KMDFM BAND is originally located from? 

Hamburg, Germany

500

What's more secured? Have a physical credit card? or online credit card?

It is more secure to have your card on your phone cause you could leave your card at home so you wont accidently loose it.

500

Which is the most common mistake?

Not knowing your APR & applicable fees

500

How does credit affect loans?

The riskier appears to the lender, the less likely you will be to get credit or if you are approved, the more that credit will cost you. In other words, you will pay more to borrow money. Scores range from approximately 300 to 850.
500

What's a good example of a good debt?

The student loan, some student's loans have lower interest rates compared to other loan types, and the interest may also be tax-deductible. You're financing an education, which can lead to career opportunities and potentially increasing income.

500

How many music genres are there?

There are over 1,300 music genres in the world. 

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