Credit Reports
Identity Theft
Risks
Insurance
Random
100
How many free reports can you get each year?
1
100
True or False: There is nothing you can do to help prevent identity theft.
False.
100
What are some things that property insurance will help pay for?
Stolen, broken/damaged, or vandalized property.
100
Describe someone who SHOULD have life insurance.
Someone who has people depending on them for support (children).
100
What two teams are playing in the Superbowl this year?
49ers and Ravens.
200
Give an example of a good credit score.
650-800
200
Name two things thieves can do with your stolen identity?
Buy/rent a home, sign up for credit cards, commit a crime, etc.
200
What is the risk that you will be insured or sick and unable to perform your job?
Disability risk.
200
True or False: Life insurance is more expensive if both parents work.
False.
200
Who is the Vice President of the United States?
Joe Biden.
300
Name two things can hurt your credit score.
Bankruptcy, missed/late payments, unemployment, lawsuits, etc.
300
Name two ways thieves can steal your identity.
Go through your trash, hacking into accounts, scamming by pretending to be your bank, etc.
300
What is the risk that you or a family member will get an expensive illness?
Health risk.
300
What is a co-pay?
The money you must pay each time you visit the doctor.
300
Solve for x: 4(x-2) = x+4
4
400
How long can negative information be used to determine your credit score?
Seven years.
400
What should you do if your identity has been stolen?
File a police report, contact creditors.
400
Explain liability risk.
The risk that you injure or damage another person or their property.
400
What are Preferred Provider Organization (PPO) plans?
Health insurance plans that allow you to choose from a list of doctors/hospitals.
400
What is the longest river in the world?
The Nile.
500
Of the two types of bankruptcy we mentioned, which is worse and WHY?
Chapter 7 because they can sell your assets to pay off the debts.
500
When some calls you, pretending to be your bank or other financial institution, what type of scam is this?
Phishing scam.
500
What is retirement risk?
The risk that you live longer than your retirement savings prepare you for.
500
Describe the "waiting period" involved with disability insurance.
The amount of time after you are disabled that you must wait before collecting benefits.
500
What animal can make the loudest sound of any living creature on Earth?
Humpback whale.
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