HIGHLY RATED
THE FINE PRINT
A REWARDING EXPERIENCE
MEMBER BENEFITS
CREDIT CARDS IN ACTION
100
The amount of a Balance Transfer fee on all SchoolsFirst FCU credit cards.
What is no fee or $0?
100
The name of the table where Members can find their credit card rates, fees and other terms and conditions as required under the Federal Truth in Lending Act.
What is the Schumer Box Table?
100
The standard amount of bonus rewards points that Members receive upon opening a new Visa Rewards credit card.
What are 10,000 points?
100
This SchoolsFirst FCU Visa credit card currently offers chip-enabled technology.
What is the Visa Rewards credit card?
100
Scenario: A School Employee Member expresses that they’re looking for a credit card with the lowest possible rate and no annual fee. This credit card would be best suited for this Member.
What is the School Employee credit card?
200
The highest possible APR that SchoolsFirst FCU charges on credit cards.
What is 17.90%?
200
This is the grace period on interest for new purchases for SchoolsFirst FCU credit cards.
What is 25 days (if the previous balance is zero or a credit balance?)
200
A Member can redeem their Rewards points for at least three of these items.
What are - Cash, airfare, vacation getaways gift cards, GoPro camera, Apple TV, various merchandise, green products? (any 3 items)
200
While traveling this is the maximum payout for Members Accidental Death & Dismemberment policy on Rewards, Platinum and Gold credit cards.
What is $150,000?
200
A Member uses their SchoolsFirst FCU credit card to purchase an item but the item is either lost or damaged due to theft, fire, vandalism, accidentally discharged water, or weather within 90 days of the purchase date. This is the maximum amount per claim for Purchase Security on eligible items within 90 days from purchase date.
What is up to $500?
300
This would be the minimum payment amount for a credit card carrying a balance.
What is 2% of the statement balance or $25, whichever is greater?
300
This SchoolsFirst FCU credit card has a fixed rate.
What is the Share-Secured Visa?
300
Perks Point Mall Members can earn up to this many times extra points at select retailers and on exclusive offers.
What are up to 5X extra points on this online shopping feature?
300
These School Employee Credit Card features are tailored towards school employees’ unique needs.
What is cash back deposited quarterly to the Member’s Summer Saver Share account (or Primary Share if the Member does not have a Summer Saver)? What is an interest-only summer payment option (June, July, August)?
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