Secured Credit Card
What is the minimum to open the Secured Credit Card?
$300 is the minimum
You earn how many points per dollar you spend?
1 Point per dollar spent
True or False: This card offers the max amount of rewards
False, this card offers no rewards
What is the minimum a member can request for a World Credit Card?
$10,000 is the minimum
Out of the cards we offer, which is considered our Low Rate Card?
The Power Card
What is this card also known as?
Core Card
True or False: The Select card charges a balance transfer fee
False
What is the minimum credit score for this card?
670
What is the annual fee?
We no longer have an annual fee on this card
True or False: Prime rate for credit card products adjust on January 1 and July 1
True
What is the minimum Credit Score for this Credit Card?
There is no minimum Credit score needed, they just need to show they can make the payment
Points can ben redeemed for ________, gift card, merchandise, or travel.
Members can redeem points for cash or apply towards card balance
What is the balance transfer fee percentage?
3% is the balance transfer fee
What Credit Grades qualify them for the World Card?
What options do members have to redeem their reward points?
They can call or use the Fortera website
What is the name of the account in which the funds are kept in?
Mastercard Secured Share
What is the maximum limit range for the Select Card?
$10,000-$40,000
True or False: This card offers the lowest balance transfer percentage option
True
How many points per dollar amount do you receive for Restaurants/Grocerys
The member will receive 2 points per dollar amount spent for Restaurant/Grocery purchases
What is the current Prime Rate?
The current prime rate is 6.75%
When are secured funds able to be released?
When the card is closed is when we are able to release the funds
True or False: This card offers a fixed rate
No, all Credit Cards are variable rates
Member balance transfers $3,000 how much is the balance transfer fee?
$90 or 3%
True or False: This card does not offer balance transfer options
False, 0% with a 3% balance transfer fee applies
True or False: The last 4 determines the card type in Symitar
False, the first 8 identify the card type in Symitar