Kikoff
What type of company is Kikoff?
FinTech
Give me at least 3 things you can do with good credit?
Buying a house
Buying a Car
Financing Education
What is the range of credit score?
300 to 850
What are the 3 credit bureaus?
Experian
Equifax
Transunion
It looks at how much of available credit is used or the balance compared to the original amount on the account
Credit Utilization
Their focus is offering credit building solutions for Gen Z and Millennials.
What do you call the people or organizations that grant other with credit?
Lender
What is the name of the credit scoring we use here in Kikoff?
Vantage3.0
Name at least 3 examples of a creditor?
banks
credit card companies
debt collectors
lenders
It considers the length of credit history, including the age of oldest and average account age, when evaluating.
Credit Age
Finish the sentence :
Kikoff's main goal is to help ______________ without a credit history establish one, and those with credit histories to continue building credit.
Consumers
What do you call the type of credit that allows borrowers to spend the borrowed money up to a fixed credit limit, repay it, and then, spend it again?
Revolving Credit
What is the name of the other credit scoring system that is often used with Vantage?
FICO
It is the process in which companies supply information about a consumer's credit history to a credit bureau.
Furnishing
Typically made by financial institutions to help them determine whether to approve you for credit.
Credit Inquiries
What year was Kikoff founded?
2019
What type of credit allows the borrower to receive a lump sum of money that they must repay, in installments, by a certain date?
Installment Credit
Your credit score determines your ___________________.
Creditworthiness
True or False
Kikoff will furnish information about a customer's non-Kikoff accounts.
We will only furnish Kikoff related services/products.
It is the most important factor that affects your credit score, because it shows lenders whether you're responsible with borrowed money.
Payment History
What is Kikoff's mission?
To provide refreshingly fair, effective, and simple pathways to meet your financial goals.
What is the ability to borrow money or get your hands on some awesome goods and services, with the promise that you'll pay it back later?
Credit
What is your credit score is based on?
Past Credit behavior
Lenders grant credit to them if they think they can be trusted to pay back what they borrowed, along with some extra fees and interest.Who are they?
Borrower
types of credit accounts an individual has, including mortgages, loans, and credit cards.
Credit Mix