Credit, Loans, & Debt
This three-digit number tells banks how trustworthy you are when borrowing money.
What is a credit score?
This type of basic bank account is best for storing money you plan to save for the future rather than spend right away.
What is a savings account?
In the video game Super Mario Bros., this dinosaur-like companion eats enemies, lays eggs, and gives Mario extra jump height.
Who is Yoshi?
This is the largest land animal currently living on Earth.
What is the African elephant?
This mathematical constant, roughly equal to 3.14159, represents the ratio of a circle's circumference to its diameter.
What is Pi?
This extra fee is calculated as a percentage of the money you borrowed, and you pay it back over time.
What is interest?
This paper slip or digital command instructs your bank to transfer money directly from your checking account to someone else.
What is a check?
This popular streaming platform began in 1997 as a mail-order DVD rental service before moving to online video.
What is Netflix?
This is the largest ocean on Earth, covering more area than all the planet's land masses combined.
What is the Pacific Ocean?
This fundamental particle in an atom carries a negative electric charge and orbits the central nucleus.
What is an electron?
This specific type of long-term loan is used by people to buy a house or real estate.
What is a mortgage?
Unlike a credit card, this payment card directly withdraws money from your checking account without building a credit history.
What is a debit card?
This famous Broadway musical by Lin-Manuel Miranda uses hip-hop music to tell the story of one of America's Founding Fathers.
What is Hamilton?
This classic board game tasks players with solving a spooky mansion murder by guessing the killer, the weapon, and the room.
What is Clue?
This natural disaster is caused by a massive underwater earthquake that sends giant ocean waves crashing onto shore.
What is a tsunami?
Something valuable you pledge to a lender—like a car or house—that they can take if you don't pay back your loan.
What is collateral?
This general term refers to a bank loan that allows you to borrow up to a set credit limit, pay it off, and spend it again, like a credit card.
What is revolving credit (or a revolving line of credit)?
In the Pixar movie WALL-E, this sleek white probe robot is sent to Earth to search for signs of plant life.
Who is EVE?
This document, signed in 1776, declared the thirteen American colonies free from British rule.
What is the Declaration of Independence?
DOUBLE JEOPARDY - This distance measurement equals 5,280 feet in the imperial system.
What is a mile?
This legal rights action occurs when a lender takes back physical property (like a house or car) after a borrower defaults on a loan.
What is repossession (or foreclosure)?
DOUBLE JEOPARDY - Checking your own credit score on a mobile app is an example of this type of inquiry that will not hurt your credit score.
What is a soft inquiry (or soft check)?
This streaming service is famous for hosting classic animated movies, Star Wars series, and Marvel superhero films.
What is Disney+?
DOUBLE JEOPARDY - This gas-giant planet, the largest in our solar system, is famous for its Great Red Spot storm.
What is Jupiter?
This scale measures the acidity or alkalinity of a liquid on a range from 0 to 14.
What is the pH scale?
DOUBLE JEOPARDY - This is the initial amount/sum of money you borrow or invest, before any interest starts accumulating on top of it.
What is the principal?
This extra-high interest rate is charged by a credit card company as a penalty if you miss payments or pay your bill late.
What is a Penalty APR?
In the Marvel Cinematic Universe, this fictional metal from Wakanda is what powers Black Panther's suit and makes up Captain America's shield.
What is Vibranium?
This natural atmospheric phenomenon creates dazzling green, pink, and purple light shows in the night sky near the North Pole.
What are the Northern Lights (or Aurora Borealis)?
This fast,flightless bird from Australia is the second-tallest living bird in the world, right after the ostrich.
What is an emu?
If a borrower completely stops paying back a loan, a creditor can send the unpaid debt to this specialized company to get the money.
What is a debt collector (or collection agency)?
DOUBLE JEOPARDY - This type of credit card requires a cash deposit upfront to protect the bank in case you don't pay your bill.
What is a secured credit card?
This famous British band of the 1960s, featuring John, Paul, George, and Ringo, was nicknamed the "Fab Four."
Who are The Beatles?
This continent is the only one on Earth that doubles as its own single country.
What is Australia?
In Greek mythology, this hero possessed superhuman strength but had one fatal vulnerability on the back of his foot.
Who is Achilles?
This debt management option combines several separate loans into a single new loan with one monthly payment.
What is loan consolidation?
If you miss a credit card payment by 60 days or more, this specific negative mark gets reported to credit bureaus, hurting your score.
What is a late payment (or delinquency)?
Directed by Christopher Nolan, this sci-fi movie features a team of thieves who enter people's dreams to steal secrets.
What is Inception?
This chemical process occurs when iron reacts with oxygen and moisture in the air, creating a certain coating.
What is rusting (or oxidation)?
This common food item is so non-perishable that archaeologists have found edible samples of it inside ancient Egyptian tombs.
What is honey?
This ratio, which makes up 30% of your FICO score, compares how much credit card balance you use against your total credit limit.
What is the credit utilization ratio?
Applying for a new car loan or credit card causes this type of credit check, which can temporarily lower your credit score.
What is a hard inquiry (or hard check)?
DOUBLE JEOPARDY - In Christopher Nolan's The Dark Knight, this Oscar-winning actor gave an iconic performance as Batman's arch-nemesis, the Joker.
Who is Heath Ledger?
This sea creature is famous for being the only animal on Earth where the male gives birth to the babies instead of the female.
What is a seahorse?
This famous 19th-century artist painted the masterpiece The Starry Night while staying at an asylum in France.
Who is Vincent van Gogh?