This occurs when someone wrongfully acquires and uses a consumer's personal identification, credit, or account information.
What is ID theft
100
A home loan in which the real estate is the collateral.
What is Mortgage
100
In chapter ___ bankruptcy you are making an attempt to pay back at least a portion of your debt.
What is Chapter 13
100
This is the property used to secure a loan.
What is Collateral.
100
This is the yearly cost to own a credit card.
What is Annual Fee
200
Going through a person's trash is more commonly referred to as what?
What is Dumpster Diving
200
This is the owner of a rented property.
What is a Landlord
200
A credit card is an example of what kind of credit?
What is Open Ended (revolving)
200
To determine this lenders look at your credit score and credit history.
What is Character
200
This is a fee if you do not ,make your payment on time.
What is Late Payment Fee
300
Fraudulent pop-up and email messages directing you to a spoofed website, or otherwise trying to make you give up info such as SSN and login info.
What is Phishing
300
Difference between market value of property and amount the owner still owes on the mortgage. Amount of ownership you have.
What is Equity.
300
The length of time over which you will be repaying a loan. Typically expressed in months.
What is Term.
300
This refers to your ability to pay back a loan based on income and debt.
What is Capacity
300
This is the total dollar cost to use the credit including all fees and charges
What is Finance Charge
400
When a thief locks you out of your personal info or computer until you pay to get the password.
What is Computer Ransom
400
Legal contract betweeen the tenant and the landlord, specifying the responsibilities and rights of both parties.
What is a Lease
400
The C of credit measures an individuals ability to repay a loan based on income and debt.
What is Capacity.
400
This C of credit has to do with the overall state of the economy, why youre taking out the loan and the overall big picture.
What is Conditions
400
This is a fee (NOT APR) for moving an amount you owe from one credit card to another.
What is Balance Transfer Fee
500
Any data collection program that secretly gathers information about you and relays it to advertisers and other interested parties. IS malware
What is Spyware
500
Provides protection for home and property from fire, lightning, burglary, vandalism, storms, explosions, etc. Protects against lawsuits involving injuries that occur on and off your property.
What is Homeowner's insurance.
500
To be unable to make payments on a loan is to...
What is Default
500
net worth
What is capital
500
This is a fee you pay just for setting up a loan. (INSTALLMENT LOAN)))))))))))))))))000