Checking and Savings accounts
Log into online banking once a month, 12 debit card transactions, sign up for Estatements.
When do you have to complete a CTR?
A CASH transaction over $10,000
FMN
Forget me not
Which types of overdraft coverage are still available?
ODP protection and Count to Count sweep.
323
Regular payment for mortgage, consumer or commercial loans
What business checking accounts do we offer?
Really free business checking, select business checking, commercial business checking
How long is an exception hold?
7 days
SWP
Sweep
What is Ready Cash?
A type of Overdraft that is grandfathered, pays interest on the money you borrow.
325
Regular or principle to HELOC
What Business savings accounts do we offer?
Business savings, Select Business savings, Commercial Business savings
How much money do you get back immediately when a hold is placed?
$225
ITF
In Trust For
What do you need in order to cash an on us check for a non customer?
Two forms of ID
328
Principle only payment
What rewards do you get if you qualify for Kasasa cash back?
Up to $25 ATM refund fees, Cash back on debit card purchases up to $250
If a customer Deposits $8,000 and withdrawals $3,000 do you have to do a CTR?
No
POD
Paid on Death
Can you cash checks made payable to a business?
NO
What should you do if someone wants to payoff there loan?
Call loan servicing to get the final amount.
What Rewards do you get if you qualify for Kasasa Cash?
Up to $25 in ATM fee refunds, 1% interest on your checking account.
How many withdrawals can you make per month from a savings account? (Per Reg D)
6 per month
ESI
Easy Street Investment
What can you place a stop payment on and what is the fee?
Checks and ACH. $33
What are 6 ways you can earn customer benefits?
Update drivers license, update address, Mortgage referral, sign someone up for estatements, update security question, combined statements.