Auto
Which company would not be eligible to a prospect that has 25/50 for prior limits, even if we upsell and quote higher?
Travelers
Do we accept underground oil tanks?
What company can we write Domestic Partners with as Married?
Travelers
Which policy protects your business in case of a third party claim such as bodily injury or property damage;
a) General Liability
b) Business Owners Policy (BOP)
c) Professional Liability
d) Workers Compensation
a) General Liability
Do we have a company that will insure a salvaged vehicle? If so who?
Yes, CSAA with photos and prior underwriting approval.
What is the Agency minimum liability amount for any type of Homeowners policy?
$300,000
What 2 types of Uninsured/Underinsured coverage do we have?
Standard and Conversion
This policy packages together elements from General Liability, Commercial Property and Business Interruption;
a) General Liability
b) Business Owners Policy (BOP)
c) Professional Liability
d) Workers Compensation
b) Business Owners Policy (BOP)
Which Company or Companies can you write 2 unrelated individuals and their vehicles as named insureds on the same policy?
Progressive
What do we require if a prospect wants lower coverage then the MSB for an HO6?
A certificate of Insurance showing the master policy covers "All In"
For an HO4 with no prior insurance, what is the minimum deductible?
$1,000
In which of the below instances will a customer need a Commercial Auto Policy?
a) Customer needs higher liab. limits than their personal auto policy provides
b) Client needs to provide a Cert. of Ins to a client
c) Employees drive customer's vehicle
d) Customer delivers goods
e) All of the above
e) All of the above
Which Auto carriers will exclude a driver?
Progressive, CSAA and Travelers
What are the 2 possible endorsements that we always add to a Mapfre Homeowners policy? What is the main difference?
Homemaster Plus or Homemaster Elite, Open perils on Coverage C.
For every type of CSAA policy, what should we do before providing a quote to make sure they are eligible?
Go all the way to Bind as if you are purchasing policy
Which of the following policies provides protection for your business if a client believes they've suffered a loss due to a mistake or error made in a professional capacity?
a) General Liability
b) Special Events
c) Business Owner Policy
d) Professional Liability
d) Professional Liability
Which Companies offer Teen Smart and What age does it end?
Mapfre-21 and CSAA-25
What is the minimum coverage level that we provide for Travelers homeowners policies?
Travelers Protect Plus
If our client had a policy with Standard UM Coverage with 100/300 and was hit by someone who had 25/50 limits of liability, and was injured in the amount of $125,000, how much would our client's policy pay out?
$75,000
Which of the following are liability concerns that should be discussed with customers when quoting a commercial liability policy?
a) Premises Liability
b) Operations Liability
c) Products Liability
d) Completed Operations Liability
e) All of the Above
e) All of the Above
For CSAA, if a prospect has prior insurance and is NOT in a C/D/E tier, what is the minimum liability limits we can write?
100/300