All things CTM
Our two offices are found in these towns
What are Waterford and Kilworth?
This pricing model was introduced for home policies on January 1, 2024
What is peril scoring?
What is four?
This person is the current chair of CTM's board
Who is Brian deJeu?
Got home and auto with CTM? an agent might try to upsell you with this
What is an umbrella policy?
These two companies came together to form CTM
What are Townsend Farmers and Caradoc Delaware?
These are the fire protection grades for personal lines
What are hydrant, fire-hall, semi, and unprotected?
This coverages is added free to CTM auto policies
What is the OPCF35?
These two are our longest- and shortest-serving agents
Who are Kevin and Kelly CW?
It's our digital app for clients
What is CSR24?
Cheryl asked everyone to where this for PumpkinFest this year
What is plaid?
This is how long you have until the home is considered vacant
What is 30 days?
Hitting a deer means you might need this coverage for a claim.
What is collision?
What are Manager of Agency Business Development, Projects Leaders, and Manager of underwriting Services and Broker Business Development
Plus coverage add-ons, but if you are over $1,500,000 you might not get them
What are GRC and combined limits?
These five are CTM's values
What are respect, kindness, integrity, agility, and relationships?
These are the requirements for a preferred discount
What are multi-line, claims-free, hydrant or firehall, no surcharges?
This coverages was made optional in 2024
What is DCPD?
These three underwriters once worked at reception
Who are Ali, Maddie, Ang?
We might send this if we change the policy conditions
What is a varied terms letter?
What are 1879 (Townsend) and 1884 (CDM)
Clients might qualify for a $350 rebate if they do this
What is replace oil heat with another approved heating system?
In addition to increased medical, rehab & attendant care, these are optional accident benefits
What are income replacement, caregiver, housekeeping & home maintenance, death & funeral and indexation?
Emily is on mat leave looking after this person.
Who is Sophie?
This close to Lake Erie? Don't count on water protection coverage
What is 500m?