Definitions
Tiers
Class
Class and Tier
Random
100
Pays for damage to your vehicle as the result of a collision with another car or object.
What is Collision Coverage
100
Bob is 55 and works in a deli. He has 2 motor vehicle points and drives a Dodge Stratus with liability only.
What is Tier 2
100
Daniel is 55 and drives his BMW for pleasure.
What is 8111
100
Jim and Rachel are both 35 and they are happily married to each other. They do not have any tickets or accidents. Jim drives a 1997 Dodge less than 3 miles to work and Kate drives a 1995 Chevy less than 10 miles to work.
What is 1997 Dodge-8111201. 1995 Chevy-8112201.
100
Percentage of gross salary will be paid under additional PIP Income continuation benefits over $100 a week.
What is 75%
200
Payments an insured has to make before the insurer pays
What is deductibles
200
Jack is 77 and drives a Ford F-150 with full coverage. He has 9 motor vehicle points.
What is Tier JC
200
Mary is 31 and lives with her mom who has a valid driver's license and is insured through ALLSTATE. Mary drives her Honda Civic 30 miles to work 2 times a week.
What is 8112
200
Mary is 40, she has no tickets or accidents and lives with her brother who is licensed and has insurance through GEICO. Mary drives a 1991 Pontiac for business use.
What is 8118101
200
Limits of rental reimbursement CURE offers and annual premium.
What is $15 a day up to $450. Max up to 30 days. $12 a year.
300
The Standard deductible for comp and collision coverage
What is $750
300
Patty is 19 and drives a Dodge Caravan. She has 1 @fault accident and 2 motor vehicle points.
What is JB
300
Tom is 20 and has driving training and is also eligible for a good student discount. He drives a Suburban 3 miles 5 days a week to work.
What is 8795
300
Maggie and Ryan are 70 and retired. They have 3 vehicles which are all for pleasure, a 1995 Ford, a 1999 Dodge, and a 2003 BMW. They do not have any tickets or accidents.
What is 1995 Ford-8021201. 1999 Dodge-8021201. 2003 BMW- 8021201.
300
Obtained to verify household members and any claims made in the past 60months.
What is C.L.U.E. Report
400
The name given to a group of risks that decide to provide insurance for each other
What is a Reciprocal Exchange
400
George is 35 and drives a Hyundai Sonata. He as 1 @fault accident and 4 motor vehicle points.
What is JC
400
Kathy is 35 years old and single. She has 5 children all under the age of 10. She drives a minivan for pleasure.
What is 8131
400
Bernice is 80. She has an @fault accident and her insurance carrier paid $725. She drives a 2000 Lincoln for pleasure.
What is 8031101
400
Aaron Rodgers drives a 2011 BMW with full coverage. He rear ends a vehicle causing his insurance company to pay out $999. Is this considered an @fault accident? What NFL team does he play for?
What is No. Green Bay Packers.
500
The Company that manages the affairs of a reciprocal exchange
What is Attorney-In-Fact
500
Harry drives a Cadillac Escalade. He has 0 motor vehicle points and 1 @fault accident in which the insurer paid out $999.99. He has comp/coll with an $850 deductible and he also has the PIP health option.
What is P1
500
Lisa is 49 and single. She lives with her boyfriend who is licensed and insured through GEICO. She drives a Buick Regal 5 miles 3 times a week to work.
What is 8112
500
Fred is 78 and lives with his daughter, 35 and son-in-law, 40 who are both licensed and insured through Encompass. Fred has 2 motor vehicle points. He drives a 1998 Buick as his primary vehicle and has a 1992 chevy as an extra car. Both vehicles are used for pleasure.
What is 1998 Buick-8031201. 1992 Chevy-8111201.
500
Chris Pronger has 3 violations. He has an improper passing violation on the GS Parkway, exceeding maximum speed 1-14 mph over limit, and failed to observe "stop" or "yield" signs. How many points does he have? Is he eligible? If so what NHL team does he play for?
What is 8pts. Yes. Philadelphia Flyers.
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