HYS Features
HYS Requirements
HYS enhancements & rates
fun random facts
fun random facts continued
100

How many free withdrawals can you make monthly out of HYS?

One

100

What is the minimum to open a HYS?

$0

100

Name an account a member can open or have to eran higher dividends up to 50k?

My design steady saver or All in

100

which employee has the most vowels in their name?

Destinee

100

which team member likes to hike, read books and fish and eats all day?

Desmond

200

HYS is a _____ tier savings account that earns very high dividends on amounts from .01-$25000.

Blended

200

What amount is required to maintain HYS?

$0

200

What two things are required for the steady saver reward?

estatements and primary checking status

200

who from our group favorite color is black?

Rick

200

how many $2 bills are in circulation?

1.4 billion

300

Are deposits limited or unlimited?

unlimited

300

What is one thing required for the member to earn high dividends?

estatements

300

what is the standard apy if requirements are not met?

0.05%

300

is the hys available to business accounts?

no

300

German chocolate cake was invented in which state?

Texas.The “German” part of German chocolate cake comes from a person’s name—and that person wasn’t even from Germany. Specifically, it’s named after Samuel German, who, in 1852, created the formula for a sweet baking chocolate bar for Baker’s Chocolate Company in Massachusetts, which subsequently (and confusingly!) named the product Baker’s German’s Sweet Chocolate. Fast-forward to June 13, 1957. The Dallas Morning Star published a recipe for a cake, invented and submitted by a reader identified as Mrs. George Clay, which used the chocolate. Over the years as the recipe made its way around the country, people lost the original reference for the name and thought German chocolate cake came from the country of Germany. 

400

Does the hys earned fixed rate dividends or variable?

Variable

400

how many HYS can a member have per member#?

one

400

what is the current apy for HYS?

3.60%

400

what is the only continent without reptiles or snakes?

Antarctica is the only continent without reptiles or snakes, as cold-blooded animals cannot survive the extreme cold

400

what is the name of the first u.s bank?

The Bank of North America was founded in 1781 by Congress

500

What happens if a member transfers or withdraws more than once a month?

  • Dividends revert to the Savings tier 2 rate if the member withdraws or transfers more than once per month.
500

Is Primary checking status required to earn high dividends on HYS up to 25k?

Primary checking status is not required to earn high dividends in the High Yield Savings, up to $25,000. However, primary checking status is required to earn high dividends in the High Yield Savings, up to $50,000 with the MyDesign Checking Steady Saver enhancement.

500

as an employee, what do you get as a perk for having a hys?

  • Employees receive an extra deposit, equivalent to double their monthly High Yield Savings dividends, up to a $20 maximum.
500

how many skin cells do humans shed each hour?

200 million

500

which four legged animal has more toes in front than back?

cat

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