Personal Finance
This is the term for an individual who owns a business that they run.
What is an entrepreneur?
This is the term for cash that is returned to stock investors during the life of their ownership of a stock.
What is a Dividend?
This is the name for the monthly / quarterly / annual interest payment on a bond.
What is a coupon?
Stocks vs. bonds: this asset class generally has better long-term performance
What are stocks?
This is the reaction (increasing/declining) that would expect of property prices if Interest Rates are rising.
Declining Property Prices
This is one of the safest forms of publicly traded investments - often called "risk free".
What are treasury bills?
This is what you want to do with a stock if you think future profits are underestimated.
What is BUY?
This type of bond pays no interest during the life of the bond with all interest instead paid upon maturity.
What is a Zero Coupon Bond?
This is the name of the oldest cryptocurrency
What is Bitcoin?
This is the term for debt on a property that increases your return in good scenarios.
What is leverage?
You have 70k in savings and lose your job. If you maintain your monthly expenses at 11k, you are this many months wealthy.
What is 6 months?
This is the term for the underlying profit that a stock makes. It is the denominator in the P/E Ratio.
What is Earnings?
This is the rating given to the highest quality bonds with the lowest level of credit risk (and no it's not just bonds for auto drivers!)
What is "AAA"?
These account for 99.7% of all US businesses and account for 66% of new jobs created.
What are small businesses?
This is the amount of profit you bring in each month after collecting all income, paying all operating expenses, and setting aside cash reserves for future repairs and vacancies.
What is Cash Flow?
This is the way to statistically generate the highest median weekly earnings and lowest unemployment rate?
What is Getting an Education?
Companies do this to Raise Capital, Paying Off Debt, Launching New Products, and Acquiring Other Companies.
What is Issuing Stock?
This is the term for the initial amount that you pay to buy a bond, which is repaid at the end of the bond's term.
What is Principal?
The name of the technology infrastructure upon which Bitcoin is built.
What is Blockchain?
The profit earned on an investment (specifically real estate) before considering financing costs.
What is net operating income?
Knowledge/Expertise, Leadership Ability, Community, and Future are the four ways to do this.
What is Building a Brand?
These are the three financial statements that stock investors typically analyze.
What is Income Statement, Balance Sheet, and Statement of Cash Flows?
Bonds are considered "High Yield" below this Investment Rating.
What is BBB?
This is the term for pooling bonds together and slicing them into various tranches which are then sold on to investors.
What is Securitization?
This is the riskiest of the "four quadrants" or real estate (Private Debt / Private Equity / Public Debt / Public Equity).
What is Private Equity