Just say no
Name this policy:
We are ALL responsible for cleaning up after ourselves and staying organized so that we can enjoy a neat, tidy, functional office space.
What is the Juneau Office Guide?
Admin/ops
A _____ should always have:
A lead: who is in charge of running it.
An agenda: can be one bullet point, or many. But a plan is needed for what will be discussed
An outcome: what will this result in? Could be a decision, a brainstorming session, or co-working time - but you should have an end-goal in mind, and a reason as to why you’re calling a meeting. It can be helpful to ground yourselves in the intended outcome at the beginning.
What is a meeting?
Admin/ops
Employees in good standing with at least satisfactory job performance evaluations are eligible after five years of full-time, continuous employment and every fifth year thereafter. Employees on a performance improvement plan may not apply until such plan has been completed and the employee is in good standing.
What is a sabbatical?
Admin/ops
An ideal participant of ____ is:
Indigenous Southeast AK Entrepreneur
Has been doing their own internal and healing work/is on their healing journey
Knows someone on the SR or RC staff team as reference
Is wanting to heal and grow as an individual
Is wanting to positively impact who they work with through their work
Is wanting to positively impact their community through their work
Is wanting to connect to their culture and incorporate traditional values into their work and way of life
What is resiliency circles?
TA/RC
The ______ shall be composed of no fewer than five members with expertise in relevant fields such as indigenous knowledge and stewardship, finance, and/or investment banking.
What is the Investment Committee?
Seacoast Trust
Spruce Root should seek collateralized ______when the risks of the transaction cannot be mitigated otherwise. A _____of a tribe is not required if the tribe has the power to waive sovereign immunity.
What are guarantees?
CDFI/Loan Policy
___ is the standard communication method for communicating with those outside of Spruce Root.
What is email?
Spruce Root generally lends to businesses that do not qualify for or have reached the limit of conventionally available ____.
What is credit?
Loan Policy/CDFI
It is important not to provide clients with a _____ that this timeline is achievable, but it is helpful to provide clients with a general goal for loan closing.
What is a guarantee?
TA and CDFI
_____ will oversee and monitor SSP activities...
What is the Spruce Root Board of Directors?
SSP
Spruce Root, Inc. does not provide financing to / for:
Name 2
What are:
1. Borrowers or projects in which the Spruce Root’s personnel, including contractors, management,
Loan Committee or Board members have a direct financial interest unless such borrowers have no
alternative access to outside financing in which Spruce Root may consider but only if approved by
the Board of Directors;
2. Businesses that receive more than 50% of their gross sales from gaming;
3. Multi-level, pyramid or network marketing strategies;
4. Speculative enterprises;
5. Fraternal organizations;
6. Illegal activities;
7. Production or distribution of violent, unsafe materials;
8. Residential housing or home improvement projects;
9. Real estate development or investment projects unless the real estate is necessary for the growth or
diversification of the borrower’s existing operation; or
10. Borrowers with active judgments or litigation pending, especially collection actions,
unpaid/delinquent federal obligations, or prior charge offs with Spruce Root or its lending partners.
In addition to being a useful tool to keep yourself on track, maintaining an up-to-date ____ serves to notify the Spruce Root team of your whereabouts and availability.
What is a Google Calendar?
Admin/Ops
_____may describe and implement additional requirements for membership of SSP as needed.
What is the SSP Steering Committee?
SSP
The ____ should take the time to fully go over the application document (s) and form a common understanding of what is being requested.
What is a TA provider?
TA/CDFI
_________ will recommend to the SSP Steering Committee an amount for disbursement to be included in the next year’s annual budget including a grant action recommendation, to be approved by the Spruce Root Board.
What is the Investment Committee?
Seacoast Trust
______may not serve more than three terms consecutively.
What are the Steering Committee members.
SSP
The Directors have granted authority to the _____ to approve new loans or modifications which include additional Funding or release of collateral up to a maximum of $500,000 per borrowing relationship provided there are no policy exceptions, and $250,000 if there are policy exceptions.
What is the Loan Committee?
CDFI
The SSP Steering Committee may also include seats for the following types of entities or representation:
Please name 3.
What are:
● Village-level Municipalities
● Youth Advisor from the Regional Tribe: Central Council of the Tlingit and Haida Indian Tribes of Alaska
● Youth Advisor from the Regional Alaska Native Corporation: Sealaska
● Community- and Regional-level Economic Development Organizations
● Community- and Regional-level Conservation Organizations
Team SSP
Spruce Root will maintain compliance with anti-terrorism laws and will not do business with terrorists.
What is the loan policy?
CDFI
The ____ provider will determine the client's interest in a potential loan and/or program/service, and will work with the client to create clear next steps and expectations for further work.
What is the technical assistance provider?
TA
The ratio of past due loans (in dollars) to total dollars outstanding should not exceed:
What is 5% for the Consolidated Portfolio?
CDFI/Loan Policy
Fiduciary responsibility for the SSP program will be
held by
What is the Spruce Root’s Board of Directors?
SSP
Name this policy:
Travel arrangements may be made collectively for employees to complete travel together in an automobile, van, or bus, in order to save Spruce Root, Inc. additional travel costs.
What is the credit card policy?
Admin/ops
This person will meet with participant(s) during hour-long sessions to support them in identifying and accomplishing goals related to improving their overall wellness, especially as it relates to developing their business.
What is the RC practitioner?
Resiliency Circles
Following the intake call, the ____ will send a follow-up email with additional resources and a reminder of the agreed upon next steps...
What is the Technical Assistance provider?
Technical Assistance