The Basic
Another name for this insurance is "________ insurance"
Paycheck
How many 20-year-olds will face a disability before 67.
1 in 4
Are Pigeons Real?
"No" - Isaac V
True or False? This insurance only covers accidents.
False
Is Andrew Melchor funny?
No
To get paid, you must be unable to do your ____.
Job/Occupation
You should get this if you rely on this to live.
Your paycheck
Is the Sun a planet?
No, its a star
This "happy" medical event is the #1 reason for Short-term disability claims for women.
Pregnancy
Most people think this disability is expensive, but it usually costs about the same as a monthly subscription to these movie streaming services. (3 possible correct answers)
Netflix, Hulu, Disney+
This is the % of income usually replaced.
60-70%
Most disabilities are caused by _____, not freak accidents.
Illnesses
This policy usually covers you for 3 to 6 months. What is it called?
Short-Term disability (STD)
This body part is the #1 causes of many office disabilities.
The Back.
Most people compare the weekly cost to this drink.
Coffee
How long do you wait for the Elimination Period.
30 to 365 days
What percentage of disabilities come from freak accidents?
10%
This policy kicks in after Short-Term ends.
Long-Term Disability (LTD)
Most claims are for this disease, often called "The Big C".
Cancer
Disability insurance usually cost 1% to __% of your annual income.
Whats another name for "waiting period" called before you get paid.
Elimination Period
True or False? Young, healthy people don't need disability insurance.
False, because accidents and illnesses can happen at any age.
LTD can last until you reach this certain age?
65 years old/Retirement.
This type of "invisible" health Is also covered.
Mental Health