What are LTD Benefits
This is the period of time a member can receive claim payments and work part-time.
Interruption period.
What is 13 weeks, 26 weeks.
Benefit Duration
What is quarterly & annual reports?
Disability tax reports (third party sick pay)
What is the TAT for a new STD claim?
10 business days.
This form is used to submit when an employee works part-time while out on a claim.
Part-Time Earnings Report
What is 90 days, 180 days.
Elimination period
What is non-occupational?
Only claims for accident or illness outside of work.
What are the taxes Guardian does not withhold?
Federal Unemployment Tax Act (FUTA)
State Unemployment Tax Act (SUTA)
State Tax
What is the TAT for Medical Review for an STD claim?
10-14 business days.
This form must accompany the NY SMD Claim form when sent out to your caller.
DBL Employee Statement of Rights Form.
What is ADEA.
Maximum claim duration.
What is a look-back and limiting period?
Pre-X Provision
What is premiums for the coverage is deducted from the member then all other taxes.
Pre-tax (before tax)
What is the TAT for a new LTD claim?
Approx. 45 calendar days.
This form is required in order to extend a disability claim.
Attending Physician Statement (APS)
What is EA?
Early Alert. When a member on and STD claim transitions to an LTD claim.
What is a disability that is related to a prior disability?
Recurring/Successive Disability
What is taxes are deducted from the member then premium coverage is deducted.
Post-tax (after tax)
What is the TAT for info to show in iProcess?
1-2 business days
This form is sent to a member at the end of the year for benefit payments.
W2
What is the act of subtracting other sources of income from a members gross benefit amount?
Integration/Offset
What is the service to call in a claim?
Teleguard
What system are tax reports available for the PH?
Guardian Anytime
What is the TAT for a check to print for any claim payment?
Approx. 2 days
This form is sent on a PFL claim when a member receives more than $600 in payments in a year.
1099 Form