Auto Discounts
Discount that applies if someone has a Costco membership.
This discount applies if a customer has had an Advance Renters for at least 180 days before purchasing a home or condo.
What is Renters to Ownership discount?
Reduces the deductible by $50 every 6 months for a 6 month auto policy.
What is Diminishing Deductible?
Reduces the deductible by $100 per year?
What is diminishing deductible?
Rider that provides additional death benefit if the insured's death results from anything other than age/health?
What is Accidental Death Benefit Rider?
New business discount for customers who own a home not insured with Amfam.
This discount falls into four categories:
Fire/Carbon Monoxide or Security or Water or Energy/Home Management
What is Safe Secure Smart Home Discount?
Does not cover "loss of use" when using a vehicle that you rent
What is rental reimbursement?
Provides coverage for household equipment for covered causes of loss outside of named perils in policy.
What is Equipment Breakdown Coverage?
A term rider that reduces in coverage every year.
What is a Decreasing Term Rider?
Provides discount when a youthful driver is attending school without the vehicle and is 100 miles, or more, from their home and the registration building of the school.
What is Away at School discount?
Two discounts that generally go hand in hand for billing and notifications
What are Auto Pay and Paperless?
A vehicle that is rented from this company is NOT covered under the coverage extension for rented vehicles.
What is Turo?
Provides coverage for continuous seepage or leakage of water or steam from within a plumbing, heating or a/c system or a home appliance.
What is Hidden Water Coverage?
Provides $15,000 in death benefit for any child (that meets the definition)
What is Children's Insurance Rider?
Provides discount for a 16-24 year old driver who volunteers for 40 or more unpaid hours in 12 months.
What is Young Volunteer?
Discount that is added if customer is a Costco Member
What is Affinity?
Provides limited coverage during Period 1 for customer who is using the vehicle as a Uber/Lyft driver.
What is Transportation Network Company Coverage (TNC)?
Provides coverage for home and personal property caused by flash flooding or surface water events.
What is Inland Flood Coverage?
Allows the insured not pay premium if they are totally disabled.
What is the Waiver of Premium? (As defined in policy and before specified age)
The program that 92.60% of Kansas drivers get a discount.
What is Drive My Way?
Discount that can be applied if customer has bought a home in the last 3 years, regardless of the home's age.
What is Home Purchase Discount?
No Cost endorsement that rewards loyal customers who have good driving habits and loss experience.
What is EARNED Accident Forgiveness?
What is Itemized Personal Property Coverage?
A life rider that provides up to 75% of the policy face amount, or $250,000, while the insured is still living.
What is the Accelerated Death Benefit Rider?