G.I-SURANCE
WHAT IS An EMPLOYER
A LARGE RISK POOL BASED ON MORTALITY
WHAT IS PEOPLE AND TIME
THE INSURED HAS A 20-PAY LIFE POLICY WITH A PAID-UP DIVIDEND OPTION
WHAT IS PAYING UP THE POLICY EARLY BY USING POLICY DIVIDENDS
THE COVERAGE AN INSURED CAN ADD ON THEIR SON OR DAUGHTER
CHILD TERM RIDER
THE ANNUITY THAT PROVIDES A GUARANTEED ACCUMULATION OR PAYOUT
WHAT IS ANNUITY CERTAIN
THE EARNED INCOME IS A REQUIREMENT FOR CONTRIBUTING TO WHAT RETIREMENT PLAN
ROTH IRA
THE EXAMPLE OF NAMING BENEFICIARIES BY CLASS
WHAT IS TO THE CHILDREN BORN OF MY UNION WITH NEVILLE JONES
THE AUTHORITY THAT A PRODUCER NEEDS TO CARRY OUT ACTIVITIES NOT STIPULATED IN AN AGENCY CONTRACT
WHAT IS IMPLIED
THE MAIN SOURCE OF UNDERWRITING INFORMATION
AN INSURANCE APPLICATION
THE AFFORDABLE POLICY THAT OFFERS A MARRIED COUPLE PROTECTION FOR THEIR CHILD AFTER THEY DIE
WHAT IS THE FAMILY PROTECTION POLICY
THE CONDITION WHICH LIMITS THE COMPANY'S LIABILITY TO PROVIDE COVERAGE
WHAT IS AN EXCLUSION
THE RETIREMENT PLAN ESTABLISHED FOR THE BENEFIT OF THE EMPLOYEES, THAT HAS A VESTIMG REQUIREMENT
WHAT IS QUALIFIED
INTENTIONALLY WITHHOLDING INFORMATION THAT SHOULD BE PROVIDED TO AN INSURER
WHAT IS CONCEALMENT
BLACK BOTTOM BIG BOOTY BETTY HAS A $200,000 WHOLE LIFE POLICY WITH A $50,000 CASH VALUE. SHE WISHES TO BORROW $30,000 FOR THE PURCHASE OF A NEW VAN?
WHAT IS IF THE LOAN IS NOT REPAID, THE NET DEATH BENEFIT WILL BE REDUCED
STATEMENTS BY AN APPLICANT CONCERNING PERSONAL AND FAMILY HEALTH HISTORY, OCCUPATION, & HOBBIES
WHAT ARE REPRESENTATIONS
ONE REASON THE COMMISSIONER OF INSURANCE MAY SUSPEND ANY INSURANCE PRODUCER'S LICENSE
WHAT IS SOLICITING INSURANCE IN ADJOINING STATES
THIS POLICY HAS GUARANTEED INTEREST RATE WITH THE POSSIBILITY TO EARN AN INTEREST RATE HIGHER THAN THE GUARANTEED RATE
WHAT IS UNIVERSAL LIFE
THIS PROVIDES A DEATH BENEFIT IF THE SPOUSE OF THE INSURED DIES
WHAT IS THE FAMILY TERM INSURANCE RIDER
THE ANNUITY BENEFIT PAYMENT OPTION THAT IS CHARACTERIZED BY PROVIDING LIFETIME INCOME TO THE ANNUITANT AND PAYING THE LARGEST MONTHLY INCOME OF ALL OPTIONS
WHAT IS PURE LIFE INCOME
THE LAW ALL INSURERS AND THEIR PRODUCERS NEED TO COMPLY WITH IN REGARD TO INFORMATION BEING OBTAINED FROM A THIRD PARTY
WHAT IS THE GRAMM-LEACH BLILEY ACT
WHAT IS $100,000
THE LICENSEE MUST REPORT WITHIN 30 DAYS TO THE COMMISSIONER OF INSURANCE
WHAT IS AN ADDRESS CHANGE
THIS INSURER IS OWNED BY POLICYOWNERS
WHAT IS MUTUAL
CONTRACT WRITTEN ON THE LIVES OF TWO OR MORE PERSONS AND PAYABLE UPON THE DEATH OF THE FIRST PERSON
WHAT IS JOINT LIFE CONTRACT
THIS IS NOT A STANDARD EXCLUSIONS FOUND IN LIFE INSURANCE POLICIES
WHAT IS A DISABILITY
THE GUARANTEED MINIMUM RATE OF RETURN
WHAT IS NOT PROVIDED BY A FIXED ANNUITY
THE COMMISSIONER OF INSURANCE FINDS THAT A PRODUCER HAS BEEN ENGAGING IN UNFAIR PRACTICES AS DEFINED IN THE LOUISIANA CODE
WHAT IS THE COMMISSIONER DECISION IS FINAL
WHAT IS ITS FORFEITED TO THE INSURER
AN INSURER OPERATING IN THE STATE IT IS INCORPORATED
WHAT IS DOMESTIC
BEFORE RECEIVING A LIFE INSURANCE LICENSE AN APPLICANT MUST
WHAT IS PAY A LICENSE APP FEE TO THE LOUISIANA DEPT OF INSURANCE
INSURANCE THAT IS DESIGNED TO PAY BALANCE OF A LOAN IF THE INSURED DIES BEFORE THE LOAN HAS BEEN REPAID IN FULL
WHAT IS CREDIT LIFE
THE SETTLEMENT OPTION THAT PAYS A SPECIFIED AMOUNT TO AN ANNUITANT BUT PAYS NO RESIDUAL VALUE TO A BENEFICIARY
WHAT IS LIFE INCOME
A BENEFIT PAYMENT BEGINS WHEN A DEFERRED ANNUITY
WHAT IS AT LEAST 12 MONTHS AFTER THE DATE
THE REASON FOR USING CONSUMER REPORTING AGENCIES TO GATHER INFORMATION ABOUT INSURANCE APPLICATION
WHAT IS TO OBTAIN INFORMATION ABOUT THE APPLICANT BY A DISINTERESTED SOURCE NOT RELATED TO THE INSURER
LIL ROB, SMOKING JOE, & MIKE JONES ARE BROTHERS WHO HAVE A $60,000 "FIRST TO DIE" JOINT LIFE POLICY. BUT JOE DIES FIRST WHAT HAPPENS TO THE POLICY
WHAT IS IT WILL NOT PROVIDE FURTHER INSURANCE PROTECTION