Business Deposit Accounts
The business checking account targeted at businesses that do not have high transaction volume needs.
What is Free Business Checking?
A service that helps a company's cash management by the reconcilement processes associated with paper checks. The company can also use the service for recurring transactions, such as employee payroll.
What is ACH Origination?
A personal tax sheltered retirement savings plan that a Universal Personal Banker can open in the branch.
What is a Traditional IRA?
The longest term that FNBT offers on a Certificate of Deposit.
What is 5 years?
The first president of FNBT.
Who is Burdette P. Eldred?
The number of FREE debits, credits, and other items allowed on a Free Business Checking account
What is 200?
An effective, automated fraud detection tool that enables business customers and FNBT to work together to detect check fraud.
What is Positive Pay?
The age a customer can withdraw funds from a Traditional IRA without penalty.
What is 59 1/2?
What is monthly, quarterly, annually; by check, credited to another FNBT account or credited to the principal of the CD.
The Executive Chairman of FNBT
Who is Steve Eldred?
The business checking account targeted at businesses that write 300 or fewer checks each month.
What is Business Solutions Checking?
This service allows companies to convert the physical checks they receive from their customers into digital images that can be electronically transmitted to their bank for deposit. It enables businesses to deposit checks into their bank account from their office without having to physically deliver the actual check to the bank.
What is Remote Deposit Capture (RDC)?
The age at which an IRA account holder must start taking minimum required distributions (RMD) from their IRAs.
What is by April 1st following the year they turn 72?
The early withdrawal penalty for taking funds out of a 12 month CD prior to the maturity date.
What is 90 days of interest?
The year that FNBT was founded.
When was 1882?
The cash management products that are included with Solutions Checking.
FirstB2B Gold (up to 6 accounts online) and ACH Origination.
The business banking web tools that make it easier for business customers to manage their company's financial needs - whenever they need to, 24 hours a day, 7 days a week.
What is FirstBank-2-Business (First B2B) Business Online Banking & Bill Pay?
The standard combined IRA contribution limit for 2020 for an individual under the age of 50.
What is $6,000?
The term for a Certificate of Deposit with an amount greater than $100,000.
What is a Jumbo CD?
The number of full-service branches of FNBT.
What is 16?
The business checking account targeted at non-profit organizations and sole proprietors.
What is Business Interest Checking?
A fraud prevention tool for ACH transactions that monitors the ACH debit activity on customer accounts allowing the bank to block all ACH debits not approved by the customer.
What is ACH Filters?
The retirement savings plan that allows customers to pay taxes up-front and take distributions tax free.
What is a Roth IRA?
The current CD special being offered to an existing FNBT customer with large balances on deposit with the bank.
What is a 13 month CD with an interest rate and APY of 0.65%.
The asset size of FNBT
What is $1.2 billion?