PRE DOWN CLOSING
DOWN CLOSE 1 AND 2
DOWN CLOSE 3 AND 4
DOWN CLOSE 5 AND 6
SENIOR GRADED DOWN CLOSING
100

 THE NUMBER ONE CAUSE OF DEATH IN INDIVIDUALS UNDER 50

WHAT IS ACCIDENTAL 

100

DOWN CLOSE 2 WOULD YOU AGREE THAT YOU COULD GET MOST OF THE FUNERAL COVERED WITH

WHAT IS 10,000

100

THE FEDERAL GOVERNMENT SAYS FAMILIES SHOULD BUDGET 3-5 % OF THEIR INCOME FOR 

WHAT IS LIFE INSURANCE?

100

AS AN AGENT IN DOWN CLOSE 6 WE NEED TO ______ WHERE MOST OF THE PREMIUM COMES FROM

WHAT IS IDENTIFY?

100
POLCIES THAT ARE SENIOR STATUS MEANS GRADED NOT 

WHAT IS RATED?

200

THIS PRIVATE SERVICE IS NOT OPEN TO THE PUBLIC WE MUST COVER 

WHAT IS THE ENTIRE PROGRAM

200

ANWER TO QUESTION IS AROUND 13,000-15,000

WHAT IS THE AVERAGE COST OF FUNERAL

200

WOULD YOU SAY THE FIRST 3 YEARS WOULD HARDER THAN THE FIRST 

WHAT IS 5 YEARS?

200

DOWN CLOSE 6 ADJUSTMENT IS MADE TO ______ ON INCOME PROTECTION

WHAT IS TO HALF?

200
With Senior graded whole life cash value starts

What is day one?

300

OPTION IN GRAY IS FULL COVERAGE BUT 

WHAT IS PARTIAL INFLATION FOR 10 YEARS

300

In down closing what is on of most important rules when waiting on a client to answer

What is who talks first loses

300

When adjusting to 7,500 in whole life, this coverage can pay for

What is a cremation?

300

IF CHANGING COVERAGE MORE TO THE BREADWINNER OR WHO IS AT HIGHER RISK, AS AN AGENT YOU SHOULD 

WHAT IS EXPLAIN THE ADJUSTMENT?

300
SENIOR GRADE IS MORE EXPENSIVE FOR WHAT REASON 

WHAT IS LIFE EXPECTANCY IS LESS?

400

TO ACTIVATE THE AIL PLUS CARD THE COMPANY WILL SEND OUT A GROUP ID AND 

WHAT IS MEMBER ID

400

DOWN CLOSE 1 ADJUST MADE IS WHOLE LIFE TO 

WHAT IS 15,000

400

The adjustment made in down close FOUR

What is income protection?

400

THE MOST CHALLENGING YEAR WOULD BE THE _____ _____ TO RECOVER 

WHAT IS FIRST YEAR?

400

If policy holder passes away in year two and the policy holder had SGWL 10000.

What is 5,000 payout plus cash value.

500

THE FIRST CONCERN THE SOFTWARE FOUND HAS TO DO  WITH THE COST 

WHAT IS FINAL EXPENSES

500

IN DOWNCLOSING WHAT IS IMPORTANT TO SAY 

WHAT IS WE ARE STILL KEEPING EVERYTHING ELSE COVERED IN FULL

500

AS AN AGENT OUR GOAL TO GET THEIR COVERAGE TO COMPARED TO THEIR INCOME

WHAT IS 1-3%?

500

DOWN CLOSE 5 ADJUSTS INCOME PROTECTION FROM 3 YEARS TO _________

WHAT IS 12 MONTHS?

500

SENIOR GRADED STARTS AT WHAT AGE 

WHAT IS 60?

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