Seed Commons
This is a software application used for creating and tracking loan memos
What is Madeline
This is an amount related to a loan - it is the total borrowed from the lender, before any fees or interest is added
What is the principal?
This section identifies what costumers a company will serve, and tries to segment them based on needs and attributes
What is Customer Segments
These are two different categories of decision-making in a cooperative - one type is big picture and longer term, like annual goals or profit sharing. The other is day to day.
What is governance and operational decision making
A simple model that seeks to answer the question of what revenue a business needs to make in order to cover a given level of expenses
What is a break-even model
This section identifies how a company will meet the needs of its customers
What is Value PRoposition
This internal body at Seed Commons adjudicates loan memos and decides on their approval
What is the Seed Commons Sustainability Committee
The aggregate cost of inputs required to produce a good for sale
What is cost of goods sold (COGS)
This section identifies how a company will reach its customers and partners
What is Channels
These are two of the factors that could determine whether something is a operational or governance decision
Number of people impacted, financial commitment, long term business impact
This amount, or rate, represents the decline in value of a fixed asset over time. In non extractive finance, returns to the lender must exceed this amount, as well as the amount mentioned in another question
What is depreciation
This section identifies the main costs involved in running the business
What is Cost Structure
This process examines the assumptions in a financial model to determine their appropriateness
What is Loan Assupmtion Analysis?
This amount represents the return to a lender, from the borrower's perspective. In non-extractive finance, a borrower's share of profit from an investment must exceed this amount.
What is cost of capital?
This is the recommended order in which a business model canvas should be completed, according to the Solid State Wiki
What is: customer segments, value proposition, customer relationships, channels, revenue streams, key resources, activities, partnerships, cost structure