What's the Score?
Money that can be borrowed.
What is Credit or a Loan?
The minimum percentage a person should budget when looking for a place to rent.
What is 25%?
The benefits for buying a used car are simple; you will learn to maintain a car because you can't rely on it being new, you will make most of your mistakes, and the most direct reason to buy a used car is.....
What is, "It is cheaper than a new car"?
What is 10%?
George Clason, the author of the Richest Man in Babylon, gives this first piece of advice about how much someone should set aside for themselves so they can increase their wealth.
What is 10%?
What is Bad?
The number you multiply your hourly wage by to find out what you would make if you worked full time for the year.
What is 2080?
Sally has been talking to the Honda employee about the 2017 Civic in front of her. She saw the sticker price of $17,500 and said she would offer them $13,700. The worker counters with $16,900 as the best they can do. Sally says she might consider $14,500. She is using what "Day of Shopping" piece of advice?
What is be willing to negotiate?
The average expenses of a single person between 19-50 is about $701 a month. That $701 includes what expenses?
What is Utilities, Gasoline, Groceries, and Basic Healthcare?
In the Richest Man in Babylon, Arkad tells stories so that others can learn lessons. In one particular story-found on a tablet- about debt repayment, the advice was to set aside this percentage of money to reduce your debts.
What is 20%?
The description of an 800 credit score.
What is Excellent?
If you pay greater than this percentage for your rent or home payment, you will potentially find yourself struggling to do other areas you might need to spend money on.
Terrence has a $2000 income, after taxes, each month. This is the most he should pay(exact dollar amount) each month for his car.
What is $200/month?
What is an emergency fund?
This is the 5th cure for a lean purse?
What is, "Make your home a profitable investment/buy your own home"?
A loan to buy a home where a good credit comes into play.
What is a mortgage?
The minimum income requirement for an apartment that rents for $1,000 a month.
What is $3,000?
This website is ideal for helping car buyers find what is considered a good or bad price for a used car.
What is kbb.com or Kelly Blue Book?
In terms of paying off debt, Dave Ramsey suggests organizing them in a particular way.
What is, "From Smallest to Largest"?
This is the 7th cure for a lean purse.
What is, "Increase your earning potential"?
Credit scores can be negatively impacted by opening too many credit cards and closing credit accounts. You can also build your credit by paying your bills on time and this other method.
What is "Keeping your balance low on your credit cards or not borrowing too much"?
The max percentage that apartments can raise their rent each year after a lease is done.
What is 8%?
In terms of preparing before the day of shopping for a car, you should use online tools to gauge what is a good price, you should be willing to walk away, and lastly take this final piece of advice from the lecture.
What is, "Find many dealerships to visit" or "Make a plan to go to lots of dealerships"?
Once you have finished paying off all your debt, what is the next piece of advice from Dave Ramsey.
What is, "Build up three months of expenses"?
This is the 5th law of Gold from "The Richest Man in Babylon".
What is "Gold flees from people who try to do impossible things with it/people who take risky ventures from people who aren't knowledgeable in the area of investment"?