Auto
What is % of savings for the Good Student Discount?
Double the points if you can say what coverage the discount is applied towards.
What is 25%
BIPD, PIP, Comp, Coll
Renters Ins. coverage extends to property inside your car or at another location.
TRUE
What is the max short term disability policy State Farm will offer if they qualify for it?
What is $3K
1 year term policy that grows a cash value
What is Universal Life
double the points if you can tell us a success story off writing a life OR health off a serivce call.
don't be lieing....
Medical expenses, Income Expenses, Repalcement services loss, survivors loss, funeral expenses
What type of coverage does State Farm's PAP have?
WHAT IS BROAD COVERAGE -
The PAP provides all risk coverage, subject to few limitations and exclusions.
3 things Short Term Disability can help pay for?
rent, mortgage, car loan, monthly expenses
2 ways to overcome the "I have it at work Objection"
LIFE
What are you going to do for your life insurance when you retire?
Give me 2 ways to pivot to kids life policies off a RNA call
We can exclude U and W coverages on our auto ins.
What is FALSE
What is option ID
DBL THE POINTS IF YOU CAN INCLUDE THE 1 RULE IT REQUIRES BEFORE BEING ADDED
An additional coverage amount equal to 20% of the Coverage A limit is provided for loss payments above the stated limits for no additional premium when all of these conditions are met.
dwelling is insured for at least 1005 replacement cost
What does SHIPP stand for?
What is Supplamental Health Insurance Plus Policy
Name 3 different riders on a life policy.
DOUBLE THE POINTS IF YOU CAN EXPLAIN WHAT THEY EACH DO.
GIO, WPD, CTR, FCB
Explain Life Needs Analysis and meaning
What is
L - Loans
I - Income
F - Final Expenses/Funeral
E - Education/Everything else/Extra
What does S Coverage stand for? Double points if you can explain it.
Death, Dismemberment, and loss of sight.
State Farm Boat Insurance covers "sinking"
What is TRUE
What are the 4 elimination periods for Long Term disability for a 5 yer benefit.
TRIPLE THE POINTS IF YOU CAN NAME ALL 6 FOR COVERAGE UP TO 67 BENEFIT PERIOD
What is 30, 60, 90, 180
What is 30, 60,90,180, 365, 730
Name 3 benefits of the GIFE
No underwriting
Grows a cash value
Can be stacked on other life policies
I ONLY WANT THE AUTO!
Explain liability to me
First # = per person
2nd# = per accident
3rd # = Property
Repairs cost for damage to or loss of failure of, exterior underground pipin gand wiring tha tprovide service to the residence premises.
What is Service Line Coverage
$10K for covered service lines less than 50 yrs old and $2500 for over 50 with a $500 deductible
2 ways to pivot to Life Ins from someone calling in to make a payment.
I noticed we don't have your life ins.
What is your life ins game plan
There are so many ways - I am not writing them all down.
Someone has a loan on their mortgage. Tell me how you would pivot to a life policy from a RNA
you might be correct - let's ask your agent.