Max Cash/Secured Visa Credit Card
For which customers should we sell a Secured Visa credit card too?
We should sell to customers looking to start building credit and or for someone who has been turned down for a credit card in the past because of bad credit.
Do cash rewards expire?
They do not expire as along as the account remains active.
Is there a cap or limit on earning points when using the College Real Rewards card?
There are no cap or limits on points they can earn!
When using Travel Rewards+ card, do customers pay foreign transaction fees while abroad?
No, they do not pay any foreign transaction fees
What is the annual fee for a Visa Max Cash/Secured Credit Card?
There is No Annual Fee
How can our customers redeem their cash back?
Direct Deposit to checking/savings
Redeem for Statement credit
Redeem for Real-Time Rewards
Redeem for a Rewards Card
How much can students earn when using the College Real Rewards card?
Students can earn up to 1.5x reward points!
What stores are excluded from earning grocery rewards?
Discount stores
Supercenters
Wholesale Clubs
What is the annual fee in the FIRST year of having the Travel Rewards+ Card?
No Annual fee in the first year
What are the deposit limits for a Max Cash/Secured credit card?
$300 and up to $5000.
What happens to cash rewards if for 12 billing cycles there is no purchase or balance activity on the account?
What is the Introductory APR for the College Real Rewards card?
0% APR!!!
What is the Introductory APR for the first 21 billing cycle?
0% APR!
How many points per dollar do Reserve Rewards+ cardmembers earn on airfare, hotels, and car rentals booked directly in the Rewards Center?
6x!
What percentage of cash back do our customers receive when they make a purchase using the Max Cash Secured Card at Gas Stations and EV Charging Stations or Grocery Stores and Restaurants & Food Delivery?
Customers receive 2% cash back.
How much can a customer earn a year with receiving 5% cash back on 2 categories they choose?
up to $400.
How many points can a customer earn each quarter when using the Everyday Rewards card on the first $2000 when they dine in, take out or delivery?
They can earn up to 4x points
How many points per dollar do cardmembers earn on dining, takeout, and food delivery purchases up AFTER the $2000 quarterly threshold is met?
1x
What is the annual fee for the Travel Rewards+ Card AFTER the first year?
$99
What percentage cash back will our customers receive once they make a combined purchase of $2000 using the Max Cash Secured Credit Card in two categories they like? For example, TV, Internet & Streaming Services, Home Utilities, Cell Phone Providers and more!
Customers will receive 5% cash back on the first $2000.
What percentage of cash back will our customers receive when using the Max Cash Preferred card on hotels and or car rentals?
5%
Can the Everyday Rewards+ card earn points at gas stations and EV charging stations?
Yes, 2x points!
How long do points remain valid before they expire?
5 years!
What is the annual fee for the Reserve Rewards+ card?
$390