Medical Must-Haves
These are the two main insurance carriers for the State of Colorado's medical plans.
What are Cigna and Kaiser Permanente?
The State of Colorado offers dental plans through this provider.
What is Delta Dental of Colorado?
The State of Colorado's vision plans are provided through this carrier.
What is EyeMed?
This is the name of the retirement association for public employees in Colorado.
What is PERA (Public Employees' Retirement Association)?
This program offers confidential, short-term counseling at no cost to state employees and their families.
What is the Colorado State Employee Assistance Program (CSEAP)?
These types of visits, such as annual check-ups and flu shots, are provided at no cost to the employee.
What are preventive care visits?
This Delta Dental program provides 100% coverage for enrolled children up to their 13th birthday for in-network care.
What is the Right Start 4 Kids Program?
All employees are eligible for this vision plan at no cost, regardless of medical plan enrollment. (they still have to enroll)
What is the Basic Vision plan?
State employees hired since January 1, 2006, can choose between a defined benefit plan and this type of plan.
What is a defined contribution plan?
This is a tax-advantaged savings account that can be used for qualified medical, dental, and vision expenses.
What is a Health Care Flexible Spending Account (FSA)? (or HSA)
This is a high-quality, cost-effective, advanced primary care solution offered to Cigna members.
What is Marathon Health?
Under the State of Colorado's Basic dental plan, diagnostic and preventive services like cleanings and x-rays have this benefit of not counting toward your annual maximum.
What is the Prevention First Benefit?
Members of this medical plan already have vision coverage included but can also select EyeMed coverage.
What is Kaiser Permanente?
In addition to their primary retirement plan, PERA members can also contribute to these two voluntary, tax-advantaged retirement accounts.
What are the PERA 401(k) and PERA 457 Deferred Compensation Plans?
Eligible employees participating in this medical plan receive a $60 per month state contribution to their health savings account.
What is a high deductible health plan (HDHP)?
This type of visit allows you to speak with a board-certified physician over the phone or computer.
What is a virtual visit or telemedicine?
Fillings and root canals fall under this category of dental services
What are Basic Services?
The EyeMed network for State of Colorado employees is called this.
What is the Insight Network?
These types of voluntary retirement plans allow for taxed contributions in lieu of taxed distributions in retirement.
What are Roth plans?
This is a tax-advantaged savings account for qualified dependent day care expenses.
What is a Dependent Care Flexible Spending Account (FSA)?
For non-life-threatening issues, this type of care center can save you time and money compared to an emergency room.
What is an urgent care center?
This is the annual maximum benefit per person for the State of Colorado's "Basic Plus" dental plan.
What is $3,000?
On the EyeMed Enhanced Plan, members pay a fixed copay of $40 for this type of lens that automatically darkens when exposed to sunlight.
What are photochromic or Transitions® lenses?
Instead of contributing to Social Security, state employees contribute to this.
What is PERA?
State of Colorado employees have access to discounts and special programs from hundreds of retailers and restaurants through this platform.
What is BenefitHub?