What is With Super checking there is no min balance and you can get 3 free ATM withdrawals a month!
100
Which IRA offers tax deferred earnings?
What is Traditional IRA and Roth IRA
100
Joe the plumber said: "I have less than 400 items, $10,000 in my checking account and I hate to pay fees!"
What is with relationship checking you get up to 500 items per month free and with $10,000 in avg daily balances there is no monthly fee.
100
I have a small business and I only take cash because I cannot afford the merchant equipment
What is Terrapin Financial offers many small business and affordable options that will allow you to accept credit and debit transactions
100
Bill the contractor said "my office is not close to any of your branches so I cannot make my deposits."
What is with HB remote deposit you can have scanner at your office and send deposits electronically to the bank at any time.
200
Use you computer day or night for free access to your accounts.
What is online banking
200
Contributions are not tax deductable
What is a ROTH IRA
200
Bob the doctor said: I use several cash management services that I need to track.
What is with our Business Solutions checking you get analysis statements that give you a detailed accounting of services and fees
200
"It takes days until I can recieve my credit from my credit card sales!"
What is with our partner Terrapin Financial- you can get next day credit with HB account.
200
Laura the bookkeeper said "We only have a few employees and we would love to offer them direct deposit."
What is with HB ACH you can set up payroll files through your online banking.
300
"I have super checking and I am going away to school and need access to my money!
What is you can use your Visa Debit card at vendors for easy access and you also get 3 free atm withdrawals a month.
300
Contributions are tax deductable
What is a TRADITIONAL IRA
300
Larry the carpenter said"I cannot get my deposits to the Bank by 2!"
What is we have extended hours that allow you to get credit for deposits up to 6pm.
300
What are two advantages of Terrapin Financial merchant services through Howard bank?
What is Aggressive pricing, next day funding with HB account, Monday morning credit for weekend transactions, no conversion costs and hands on service
300
Dave the gym owner said " I am so tired of getting bad checks from my members."
What is with HB ACH you can originate a debit of your members accounts directly from your account- save you time and lessens fraud.
400
I am want to earn interest on my money here but I need to have access to it in case of emergency. CD's do not work for me.
What is you can use a HB Money Market Account and get up tp 6 withdrawals a month for free.
400
Maximum contributions up to age 50
What is $5500 over 50 you can add another $1000
400
Who are good prospects for Business Relationship checking?
What is small businesses like doctors offices, CPA's, plumbers- businesses with avg dep of $10M and under 500 items a month
400
What do you need to do to refer a merchant customer to Terrapin?
What is email or fax referral sheet to Joe Posey
400
Bill the very busy Homeowner association treasurer said " I am spending too much time running all these checks to the bank and then waiting for them to process"
What is with HB lockbox the checks can be remitted to the bank directly and you get a detailed summary of transactions which will save you a lot time.
500
I have a 12 month CD. I am in month 5 and need to close it early. What is the penalty?
What is there is a 3 month interest penalty
500
The typical deadline for IRA deposits
What is must be established by the tax filing deadline (no extensions) for the year to which your qualifying contribution will apply.
500
Sal the deli owner said "My business is no where near your branch!"
What is we offer remote deposit which allows you to make deposits from your office! NO COURIER!
500
What are three types of businesses that need merchant services?
What is retailers, medical practices, health clubs, business to business and contractors.
500
Name four different services that you can use ACH for
What is make tax payments, direct dep of payroll, making supplier payments, concentrating funds from other banks and collecting payments from clients.