Ribbon Recognition
Granum
Lowery Group
Long Term Care Ins
Annuities
100
Produce $200,000 premium credit, 200 net lives, qualify for New Client bonus in prior calendar year, qualify for +33% QI
What is Master Achievement Award
100
Point recorded for securing one Qualified Suspect
What is 1/2 point
100
Lowery Group Rep who qualified for KORT in 2014
Who is Matt Collier
100
Inflation option for LTC that allows daily benefit to increase 5% on each policy anniversary without additional underwriting with the right to refuse increase a maximum of 2 times-not just the initials
What is Automatic Additional Purchase Benefit
100
Benefit available on a Variable Annuity at time of issue for an annuitant age 65 or younger with a cost of 0.10% for ages 0-45
What is Enhanced Death Benefit
200
Ribbon earned for Home Office contest offered in June each year based on submitted business
What is Pacemaker Ribbon
200
A Qualified Suspect for whom a Factfinder has been completed
What is a Prospect
200
Lowery Group Rep who paid for 94.9 lives for Pacesetter recognition
Who is Adam Tiberi
200
TT2013 Eligible discount (spousal discount) if only one spouse is issued a LTC policy
What is 10%
200
Name of tool used by FR to help determine a client's risk tolerance
What is the Investor Profile
300
Star Club ribbon earned for 2013-2014 Awards Year for Premium Credit of $126,000-$250,999
What is the Sapphire Ribbon
300
Required factfinders and points for Pacesetter Platinum
What are 150 points/720 points
300
Lowery Group Rep who lead District office in New Clients in Calendar Year 2013
Who is Brian Tieman
300
With this benefit, a special Benefit Account Value will be determined if the premiums stop being paid on or after the third anniversary
What is Paid-Up Non-Forfeiture Benefit
300
The front-load variable annuity's minimum purchase amount
What is $10,000
400
Ribbon is plaid color
What is the Financial Security Award
400
Third step in Granum's 6-3 Propsecting Language
What is Qualify
400
FR signed full time contract 5/22/1978
Who is Tom Sullivan
400
The eligible long term care insurance premium for an individual age 51-60 that may be included with their unreimbursed medical expenses on Schedule A of a person's 1040 tax filing form
What is $1,400
400
Maximum issue age for a variable annuity
What is Age 85
500
Produce $25,000,000 or more in life insurance face amount and a minium of 25 net lives
What is The Life Impact Award
500
Poem often recited by Al Granum during interviews/presentations
What is The Touch of the Mater's Hand
500
Address for Lowery District Office prior to Copper Bend location
What is 5000 West Main Street
500
First year commission paid on LTC policies (non Multi-Life) in the state of Illinois/Missouri for insured ages 18-64
What is 40%
500
The annual contract fee of $30 for the variable annuity is waived at this contract value
What is $25,000
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