Hire car and windscreen cover are included in this Policy
What is Comprehensive Plus
100
Up to $5000
What is the limit under 'Crash with at fault driver'
100
A discount combination of a customer's Years of Relationship and Policy Count
What is the Loyalty Discount
100
The amount we agree to insure your vehicle for.
It includes:
* any modifications, options or accessories
* GST
* registration and CTP
* other on-road costs.
What is the definition of AGREED VALUE
200
Your current Certificate of Insurance, PDS and any applicable SPDS
What make up your contract of insurance
200
$500 to replace each of these after an incident we cover
What is the cover provided under Baby seats and capsules
200
up to $10,000 or the market value
What is the limit for damage to your vehicle after a fire or theft/attempted theft claim
200
A discount which ranges from 0% to 65% to reward customers for good claim history
What is No Claim Bonus
200
We decide to pay you the agreed value or market value that applies under your policy
What is the definition of TOTAL LOSS
300
Electronically (email) or by post
How you can choose to receive your policy documents
300
$2000 for Comprehensive insurance
$3000 for Comprehensive Plus
What is the limit for hire car excess and bonds
300
Under TPFT the at fault driver can be insured or uninsured, but under TPPD the at fault driver has to be uninsured.
What is the difference between the 'Crash with at fault driver' for TPFT and TPPD
300
The NCB level achieved once you have held Claim Free Privilege Plus for 3 claim free years
What is the Claim Free Privilege Life
300
The amount you contribute towards the cost of your claim.
What is the definition of EXCESS
400
annually in one lump sum, or
in monthly installments by direct debit
How can you pay your premium
400
If we agree to pay your claim as a total loss this applies if you bought your vehicle new within 2 years from first registration and your vehicle is less than 2.5tonne
What is NEW REPLACEMENT VEHICLE
400
The amount that is not covered by your insurance policy that we attempt to recover from someone else in an incident where they were at fault. eg loss of earnings due to being unable to use vehicle.
What is UNINSURED LOSS RECOVERY
400
$55 + govt charges
What is the cost of the Hire Car option and the Windscreen option on Comprehensive Insurance
400
Parts which were made by:
* the original manufacturer of your vehicle
* a supplier who provides parts to the manufacturer
What is the definition of GENUINE PARTS
500
Special Conditions
What is imposed on a policy ttat may exclude, restrict or extend cover for a person or a particular matter.
500
$65 per day for 14 days, or
$95 per day unlimited days
What are the limits for Hire car after an accident.
500
The 14 days you are covered for as set out in the policy from when you sell or give away your vehicle.
What is Temporary Cover
500
The address where the car is kept
The age and gender of owners and drivers
The type of finance held over a vehicle
The amount your vehicle is insured for
What are the Pricing Factors for Comprehensive and Comprehensive Plus insurance
500
A thing or series of things that arise out of one event.