Time Management
Money Management
Habit for Success: Think Before You Act
Time + Money Management = College Success
Financial Aid
100
Activities like TV, iPods, and texting can become _______ _________ if you don't set limits for yourself.
Time Traps
100
When thinking about how to spend the money you earn, consider: a. the amount of work time it takes to earn the cost of the item b. your tuition c. the cost of yoru education d. the plan to manage your money
a. the amount of work time it takes to earn the cost of the item
100
An example of "thinking before you act" would be: a. speeding to campus to you won't be late b. hanging out with friends instead of studying c. turning off your cell phone so you have fewer distractions d. going shopping before paying your bills
c. turning off your phone.
100
Time management is a. unnecessary if you are only responsible for yourself b. a skill that is rarely appreciated in the job market c. the process of making careful decisions about how to spend your time d. overwhelming
c.
100
One of the most important financial aid forms to complete is the: a. LAASI b. COMPASS c. CSAP d. FAFSA
d. FAFSA
200
A ___________ provides segments of time to complete tasks and is a reminder of events, due dates, responsibilities, and deadlines.
A planner
200
Knowing the following will give you an overview of your finances that can help you create and use a budget: a. your annual gross pay b. your annual take-home pay c. your earnings, savings, and expenditures d. your financial aid balances
c. your earnings, savings, and expenditures
200
To get the most out of yoru actions, you should start with clear _________ and a plan.
Goals
200
What are reasons that may take you longer to graduate? a. taking fewer than 12 credit hours per semester b. not enough money c. taking online courses d. both a and b
d. both a and b
200
The advantage of grants over ____________ is that grants do not have to be repaid.
loans
300
T or F - Since every item in yoru schedule has the same level of importance, you do not need to prioritize.
False
300
When managing money, a person who is an Organizer is likely to: a. spend money on others b. spend implusively c. keep balances of bank accounts separately d. spend moneyon themselves mostly
c. keep balances separately
300
The act of putting off a task until a later time is ________.
procrastination
300
You won't pay a credit card company interest of you: a. pay your balance in full on time each month b. pay on time each month c. pay the minimum required payment each month d. only use your credit card once a month
a.
300
Some students are awarded ________ ___________ which allows them to go to school while making money.
work study
400
A ____-_____ list is helpful in remembering everything to accomplish on a busy day.
To-do
400
Your ______________ often lead you to spend money on what you think is important.
Values
400
In "Real People," George, Sam and Rameck made a pact that they would...
apply to Seton Hall, go to college, and then go to medical school.
400
If you have a master's degree, you can earn up to $10,000 more per year than a person who did not graduate from high school. T or F
False
400
The first place you should contact on campus if you are concerned about paying for college is the ___________ _____________ office.
financial aid
500
The highest priority for a student should be a. meetings for study groups b. going to class c. social events d. household responsibilities
b. going to class
500
Creating a practical monthly ____________ involves gathering information about your income and expenditures.
Budget
500
Which of the following are examples of thinking before you act? a. Before quitting a job, you find another job. b. Before agreeing to a weekly Wednesday afternoon basketball game, you plan out how much time you need to study for finals. c. Look carefully at commuting time when considering a job. d. You buy the first car you see that you like.
A, B, and D
500
If you are having trouble finding time and money for school, which of the following is a risky choice? a. going part-time in order to work and go to school b. "stopping out" or leaving school temporarily in order to work c. taking online classes to have more flexibility d. transferring to school with cheaper tuition
B
500
Scholarships by be awarded by the government, private organizations, employers, schools, religious organizations, community groups, credit unions, or individuals. T or F
True
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