Income
True or False: You’re more likely to earn 66% more over your lifetime with a college degree compared to just a high school diploma.
True
What is my name?
Travis Feeney
What is the Free Application for Federal Student Aid (FAFSA) used for?
A) Applying for scholarships offered by private organizations.
B) Determining eligibility for federal, state, and institutional financial aid.
C) Enrolling in college courses.
D) Requesting a payment plan from the college.
B) Determining eligibility for federal, state, and institutional financial aid.
Explanation: FAFSA is required to qualify for most forms of financial aid, including grants, loans, and work-study.
Which of the following is a resource in the Wichita area specifically designed to support adult students in pursuing higher education?
A) Wichita Public Library’s Adult Learning Center
B) Kansas Career Technical Institute
C) Educational Opportunity Centers (EOC) at Wichita State University
D) Wichita Youth Services
C) Educational Opportunity Centers (EOC) at Wichita State University
Explanation: The EOC program at Wichita State provides free services to adult students, including assistance with college applications, financial aid, and career planning, making it a key resource for returning learners.
How does incrementally increasing education levels typically impact earning potential?
A) It has no effect on earnings.
B) It decreases earnings due to higher education costs.
C) It increases earning potential over time.
D) It only impacts earning potential if a degree is obtained.
C) It increases earning potential over time.
Explanation: Each additional level of education completed typically leads to higher earning potential.
According to research, individuals without a high school diploma are more likely to:
A. Earn higher wages than those with a college degree.
B. Experience higher rates of unemployment.
C. Have similar income levels to those with a bachelor’s degree.
D. Be unaffected by changes in economic conditions.
B
Where is the EOC program housed?
Wichita State University
What is the primary difference between grants and loans in financial aid?
A) Grants must be repaid, while loans do not.
B) Loans must be repaid, while grants do not.
C) Grants are only for graduate students, while loans are for undergraduates.
D) Loans are given by private organizations, while grants are only from the government.
B) Loans must be repaid, while grants do not.
Explanation: Grants are typically need-based and do not require repayment, whereas loans must be repaid with interest.
Which of the following is a resource commonly offered to adult learners to help with the transition back to school?
A) Free textbooks
B) Childcare assistance
C) Discounted tuition rates for part-time students
D) Dedicated counseling and advising
D) Dedicated counseling and advising
Explanation: Many colleges provide counseling, advising, and support tailored to adult learners, helping them navigate educational and career goals.
How does education level affect employment stability?
A) Higher education levels increase the risk of unemployment.
B) Higher education levels lead to more stable and secure employment.
C) Employment stability is unrelated to education level.
D) People with higher education change jobs more frequently.
B) Higher education levels lead to more stable and secure employment.
Explanation: Those with higher education are less likely to face unemployment and more likely to find stable jobs.
How do technical certificates typically impact income potential for individuals without a college degree?
A. They have no significant impact on income potential.
B. They provide specialized skills that can lead to higher-paying jobs.
C. They only benefit individuals already working in high-income fields.
D. They decrease employment opportunities due to overspecialization.
B
True or False, we only help students get enrolled at WSU?
False. We help anyone who wants to enter formal education no matter what level or what institution.
Which of the following is the best strategy to reduce college costs?
A) Apply for multiple scholarships and grants.
B) Take the maximum amount of student loans available.
C) Avoid filling out the FAFSA if you think you won’t qualify for aid.
D) Delay enrolling in college until you have saved the full tuition amount.
A) Apply for multiple scholarships and grants.
Explanation: Applying for scholarships and grants reduces the need for loans and out-of-pocket expenses.
What is one benefit of online learning for adult learners?
A) It allows students to complete their coursework without attending any classes.
B) It eliminates the need for textbooks and study materials.
C) It offers flexible scheduling that accommodates work and family responsibilities.
D) It guarantees quicker graduation timelines.
C) It offers flexible scheduling that accommodates work and family responsibilities.
Explanation: Online learning provides adult learners with the flexibility to study and complete assignments on their own time, making it easier to balance multiple responsibilities.
Which of the following health benefits is linked to incrementally increasing education levels?
A) Higher rates of chronic illness.
B) Greater access to preventive healthcare and healthier lifestyles.
C) Increased stress levels and reduced well-being.
D) Education levels have no impact on health.
B) Greater access to preventive healthcare and healthier lifestyles.
Explanation: Higher education levels are associated with better health literacy, leading to healthier behaviors and greater use of preventive healthcare.
Studies have shown that individuals with a bachelor’s degree are generally less likely to:
A. Face economic hardships during recessions
B. Change careers over their lifetime
C. Seek further education beyond their degree
D. Have access to health benefits through employment
A) Individuals with a bachelor's degree are more likely to have stable careers that are less affected by recession.
What two qualifiers get priority access to EOC?
Low Income
First Generation
The Kansas Promise Scholarship is designed to help students pursue education in high-demand fields. Which of the following is a key requirement for receiving the scholarship?
A) Students must be enrolled in a four-year university.
B) Students must work and live in Kansas for a set period after graduation.
C) Students must have a 4.0 GPA to qualify.
D) Students must repay the scholarship in full after completing their program.
Answer: B) Students must work and live in Kansas for a set period after graduation.
Explanation: The Kansas Promise Scholarship requires recipients to live and work in Kansas for at least two years after completing their educational program, promoting workforce development in high-demand fields.
Which of the following are benefits of online education programs for adult learners?
A) Flexible scheduling to accommodate work and family responsibilities
B) The ability to learn at your own pace
C) Access to a wide range of programs, including certificates and degrees
D) All of the above
D) All of the above
Explanation: Online education programs offer numerous benefits for adult learners, including flexible scheduling, self-paced learning, and diverse program options, making it easier for them to balance education with other life commitments.
By how many years, on average, does having a college degree increase life expectancy compared to having only a high school diploma?
A) 2 years
B) 5 years
C) 7 years
B) 5 years
This increase in life expectancy is attributed to several factors, including higher income levels, better access to healthcare, healthier lifestyle choices, and increased health literacy. C
How does each additional level of education typically impact a person's income potential over their lifetime?
A) It has no significant effect on income.
B) It decreases income due to student loan debt.
C) It increases income potential by providing access to higher-paying jobs.
D) It only affects income if a graduate degree is earned.
C) It increases income potential by providing access to higher-paying jobs.
Explanation: Research consistently shows that individuals with higher levels of education tend to earn more over their lifetime. Each additional level of education opens up opportunities for higher-paying and more stable jobs.
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The Osher Reentry Scholarship at Wichita State University is specifically designed to support which group of students?
A) First-time college freshmen
B) Graduate students pursuing advanced degrees
C) Returning adult learners who have experienced a significant gap in their education
D) High school students enrolled in dual-credit programs
C) Returning adult learners who have experienced a significant gap in their education
Explanation: The Osher Reentry Scholarship at Wichita State supports adult learners who are returning to complete their degree after a gap of five or more years, helping them continue their education.
How can adult learners access tutoring and academic support services?
A) Only by attending in-person office hours
B) Through online tutoring services and student resource centers
C) By enrolling in private tutoring programs off-campus
D) Tutoring services are unavailable for adult learners
B) Through online tutoring services and student resource centers
Explanation: Many colleges offer tutoring and academic support through both in-person and online resources, making it accessible to adult learners.
Office of Online and Adult Learning at WSU
Office of Adult Education at Butler CCC
What is one reason why lifelong learning and incremental education are important in a rapidly changing economy?
A) They help people stay current with new skills and technologies.
B) They guarantee immediate job promotions.
C) They reduce the need for critical thinking.
D) They are only beneficial for certain industries.
A) They help people stay current with new skills and technologies.
Explanation: Continuous education is essential in adapting to new trends, technologies, and skill requirements in a changing job market.