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100

You own your house and enjoy caring for it. You need to make some emergency repairs but you don’t have enough money in your savings account.

Call a home repair company and discuss your concerns/options to make a payment plan. Or decide which repairs are most essential using a credit card if needed. 

100

Your next door neighbor has not been mowing their yard very frequently. You are mortified by how tall the grass is getting and frustrated at its appearance.

Speak to your neighbor to ensure they are doing ok and see if there is a reasonable explanation for the grass being so tall. 

100

You want to send a birthday invitation to an old friend who has just moved to a different apartment. You don't know his new address but you do know the phone number.

Call the friend up and ask for their new address. 

100

The doctor you‘ve gone to for years is dropping her affiliation from your insurance plan. You don't want to change doctors but you need the cost advantage of the insurance.

Talk to your doctor about another physician she might recommend for you to see that is covered on your insurance plan. 

100

You are traveling in a rental car on a road miles away from a town. You get a flat tire. You look for the jack, but you can't find it. You have never driven this make of car before.

Call the 1800 number for rental service to inquire about what to do. Look in glove department to see if there is an owner's manual. 

200

You received a credit card application that offers lower rates for customers over 65. You have a limited income. If you get the card, you will have six credit cards.

Look at your budget to see if you truly need an additional credit cards or cancel credit cards that you don't use. 

200

Your kitchen has a linoleum floor. You have fallen twice in your kitchen in the past year. 

Have your kitchen floors carpeted/replaced with wood that is less slick. Ensure that you are wearing appropriate footwear in the house that has tread on them. 

200

You have returned to work after having a stroke. You still have a slight speech defect that makes your speech slurred and occasional word finding problems.

Explain to people about your speech and do your best to make yourself understood.

200

Since you need the assistance of a cane to walk, your physician has advised you to stay home from work or social events on icy days.

Alert your work ahead of time about these recommendations to see if you could work from home. Or stay home for social events that aren't necessary if the weather is bad. 

200

You are at a park and are supposed to meet a friend there at a certain time. You forgot to wear your watch and you are wondering if your friend is late. 

Ask someone around you if they know what time it is. 

300

Your daughter is a full-time student and works nights. She wants to buy a house but can't make the down payment requirements. She’s asked you for help in making the down payment.

Look at your finances/budget to discover if you are financially able to help and determine if you can offer a specific amount. 

300

You have fallen twice in the last 6 months. Both times you fell, you haven't had your phone on you. Your family is concerned that you can't reach them if there is an emergency or you have another fall.  

Look into getting Life Alert button and/or phone holder/belt that you can easily wear to easily access your phone. 

300

Your grand daughter asks you to have dinner with her. You’ve already made plans that day but don’t want to offend her by refusing.

Be up front with her about your plans and make an effort to reschedule. Let her know that you really want to see her and want to schedule a time to meet.

300

While you’re watching TV one night, you feel a sharp pain in your arm and you're suddenly short of breath.

Alert a family member is someone is home with you. Call 911. 

300

You go out to dinner and then realize you have left your wallet at home. 

Tell the waiter what has happened & offer to leave some form of ID with them while you go home to retrieve your wallet. Or offer to call them from home with a credit card. 

400

The IRS is going to audit your tax return for the year you retired. You've never gone through an audit.

Contact an accountant to help you through the process and determine what documents you need to prepare. 

400

You are having trouble placing your pills into your pill box because the pills are too small and all the same color to its hard to know if you put them in the right spot. 

Ask a family member/friend to help you organize your pills once a week so you feel assured that they are safely organized. 

400

For 10 years you have hosted the traditional Thanksgiving dinner for the 24 members of your family. You have just gotten out of the hospital and Thanksgiving is just two weeks away.

See if another family member could host the dinner this year as it might be too much due to your health and overwhelming due to large number of family members. 

400

Your doctor suggests you need to become more physically active. He advises that you take up a low-impact, nonstrenuous sport.

Brainstorm some physical activities that you think you would be interested in engaging in to get some more exercise that are reasonable for your age/health.

400

You rely on public transportation or driver to take you to your appointments since you can't drive yet after surgery.   You forget what time the driver is coming.

Look up the phone number of the company & call them to find out the time. Then write it down so you don't forget. 
500

You notice you haven't received a utility bill for quite some time now. 

Call the company to inquire if there is a pending balance. 

500

You are watching TV and the tornado warning sirens go off. 

Take your phone & quickly get into your basement,  bathroom and/or closet that don't have windows. 

500

You have an eye doctor appointment at the same time as your dental appointment.

Determine which appointment can be more easily moved or can be delayed. Reschedule one of the appointments. 

500

You're eating lunch with a friend. He suddenly stops talking, his face turns red, and he begins pointing at his throat.

Ask him if he's ok and what you can do to help. Call for help or 911 if needed. 

500

You would like to find a roommate to live in your home as you are frightened and your husband has recently passed away. 

Research websites/companies who may be able to help you create an ad to seek a room mate that might be a good fit.  

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