Property
What exposure would we set for employee stealing inventory from insd boutique?
No exposure set.
Insd struck bicyclist causing injuries and damaging bike, no damage to insd veh. What exposures would be set?
Clmt tripped and fell at job site insd was doing construction on. would you select on liability exposure guidance to tell you what exposure to set?
Bodily Injury Core Construction Claim
Insd's crop was destroyed by insects. What exposure will you set?
What claim type is it ok to go look for coverage under additional coverage even if guided help does not tell you too ?
OCAS general liability
Insd's John Deer Tractor caught on fire and is completely totaled. What exposure would be set?
No exposure set
Insd had customer's vehicle at their shop and someone broke in shop and stole customer's veh. What exposure would we set?
Choose by Coverage Type: Garage Keepers - Covered Autos COMP
Clmt tripped and fell at insd store. Insd calling just to put us on notice but does not really want to make a claim. What exposure would be set?
If filing a report/notice only claim, DO NOT set any liability exposures
Insd struck a vehicle in their tractor causing veh damage and injuries to driver. What exposures will you set?
Farm Liability Vehicle and
Farm Liability Bodily Injury
On the list of OCAS general liability types there is 1 2 claim type besides unverified/notice only we do not set exposures for. Which one is it?
Breach of Contract
Insd's tools stolen out of veh parked in insd parking lot. -Coverage is shown on the exposure drop down. What exposure will be set?
Insd was driving a veh they rented from Enterprise when they rear ended clmt veh . Both vehs damaged. Which exposures would be set?
INSD VEH
Policy Level Coverage > Hired Auto > Property Damage – Collision OR
CLMT VEH
Clmt broke tooth on olive pit in salad at insd premises. What exposure will you set?
Choose by Coverage Type: Products Liab Products Liability Bodily injury
Lawn mower caught fire in insd's shed burning down shed and damaging tools, which exposures will be set?
Insd Location: Barns, Out Buildings & Other Farm Structures - Property
and
Insd Location: House Hold Personal Property - Personal Property
Insd tools stolen from job site. What exposure will be set?
No exposure set
Insd's walk in freezer stopped working. What exposure would we set?
We would not set an exposure since an equipment breakdown claim
Insd was driving and swerved to avoid collision, no veh damage but insd is complaining of stiff neck. Policy state is FL. What exposure would be set?
Choose by Coverage Type: PIP - Medical
OR
Choose by Coverage Type: Default Auto - PIP
Clmt is alleging construction defect to their home where insd installed windows in 2018. Insd was named in tender. What exposure will you set?
Choose by Coverage Type >Products/Completed Operation Liab > General or if not available, select Products Liability
Hail storm damaged insd's roof on house and barn, broke windshield on their 2024 Ford Ranger and killed baby calves. How many exposures will you set?
3
What claim type is Cyber One exposure for?
Data Compromise/Cyber Liability -GL
Insd's trees were knocked over by wind and fell on patio furniture damaging it at insd premises . Which exposures would be set assuming we find loss address?
Building - Property and Business Personal Property - Personal Property
A neighbor's dog ran across street and insd hit dog and damaged veh. The dog has vet bills and will be ok but neighbor wants help with vet bill. What exposures will be set?
INSD Vehicle: Property Damage - Comprehensive
and
INSD Vehicle: Liability - Personal Property
Clmt filed lawsuit against insured for defamation. What exposure will you set?
Personal Injury Liab > General
What is insd home considered when setting exposure on farm policy?
Dwelling
What box do we have to close to find correct exposure type for injured driver or injured passenger in insd veh?
Insured DRIVER or PASSENGER(s) injured - Med Pay