Auto Platinum Protection
Rate-affecting accidents will not cause the loss of any discounts or the application of an accident surcharge.
What is Accident Waiver Enhancement Plus?
Speeding, hard-braking and playing with your phone.
What things are monitored by Drivewise?
A small device installed in a car's diagnostic port collects trip-related information, including miles driven.
What does the customer need to put in her car to have milewise?
If you are dissatisfied for any reason with your claims experience on a paid standard auto claim, and meet the eligibility requirements, we will give you a credit on your auto premium.
What is the Claim Satisfaction Guarantee?
Covers sewer or drain backup or sump pump overflow.
What is water backup?
When the policy is not assigned an applicable accident for the designated 6-month period, the customer can receive up to a 5% credit that can be applied to the premium for the next policy period.
What is the Save Driving Bonus?
Participants can redeem points for a variety of things, including discounted safety and prevention merchandise, discounts on Allstate products, donations to charity in partnership with the Allstate Foundation, exclusive discounts on merchandise, local offers, daily deals and more.
What are Allstate Rewards?
8000 miles or less per year.
What is the amount of miles driven by the customer that makes milewise a great option for them?
If an insured person dies as the result of a covered accident, at no additional cost, this coverage now pays $10,000 to the beneficiary. This $10,000 is meant to help financially support the family during their time in need, however the family chooses. This money can be used for, but is not limited to, covering funeral costs
What is Death Indemnity Coverage?
If there are no chargeable claims during the 12-month policy period, the customer would be entitled to a credit of 5% on their next year’s renewal premium.
What is the Claim-Free Bonus of the House & Home Enhanced Package?
If your vehicle is 15 years old or newer and totaled in a covered accident, we’ll replace the value of a newer, lower mileage vehicle of the same make and model and cover any gaps in your lease or loan.
What is Auto Replacement Protection?
Discount on Enrollment and a Policy Credit every 6 months for safe driving.
What is the Benefits of Drivewise?
How milewise works.
What is customers are charged a Daily Rate and a Per-Mile Rate using a pre-pay payment system with automatic account replenishment?
This occurs when both the insured's auto and property are insured with Allstate and involved in the same loss. This is applicable for homeowner, condo, renter and manufactured property policies.
What is the Auto Deductible Waiver in the bundling benefits endorsement?
It provides Replacement Cost coverage for roofs, whereas standard policies provide Actual Cash Value coverage for roofs.
What is Roof Surfaces Extended Coverage?
Upon enrollment, the customer receives a $100 collision deductible reduction amount that can be applied to the collision coverage deductible in the event of a covered loss.
For each designated twelve-month period that the policy is not assigned an applicable accident, they will receive another $100 collision deductible reduction amount (maximum is $500).
What are Deductible Rewards?
Smart phone and an email address.
What is the customer required to have to use drivewise?
Credit card.
What is the method of automatic account replenishment?
This is waived if an insured person in an insured auto or a passenger in an insured auto dies as the result of a covered auto accident.
Collision Insurance Deductible
This feature helps protect against a claim surcharge while keeping the Claim Free Discount.
What is Claim Rate Guard of the House & Home Enhanced Package?
The coverage that is required to be eligible for deductible rewards.
What is Collision?
Line 19 when it is nonpreferred auto in that state.
What makes the customer ineligible for drivewise?
These autos are only assessed a Daily Rate, although it will be higher than the daily rate of a pay-per-mile vehicle. This is a new feature that accommodates households that have a blend of low and high-mileage vehicles on the policy.
What is an Unlimited mile vehicle?
The customer will pay this if two or more autos on the same policy are in the same covered auto loss.
What is the customer will pay only one collision or comprehensive deductible for both cars?
This optional endorsement provides coverage up to 120% of the limit of liability applicable to Coverage A or Coverage B.
What is Building Structure Reimbursement Extended Limits?