Basic 201
Auto Loans
Blend
Credit Basics
Loan Protection
100

Tool used to show different loan options side by side.

What is Value Analyzer

100

Website used to see registration of a vehicle

What is TLR?

100

Tool we use get the value of a house.

What is AVM?

100

Two parts of credit that impacts your credit the most.

What is payment history and amount of debt?

100

Loan protection products we offer.
(5 answers)

Vpp, Gap, Life, Disability, Involuntary Unemployment

200

Place to find current loan interest rates.

What is the MAC page(apps and tools)?

200

3 things that effect the interest rate on an auto loan

What is DTI and LTV and age of vehicle?

200

These can be used to find an application in blend.
(3 answers)

What there name or email or loan number?

200

Loans we recommend someone who is building credit get?

What is a credit card and a small personal loan

200
Feature we offer that gives the member 3000 dollars into there new loan towards principle.

What is Gap Advantage?

300

Tool used to figure something you don't know.

What is knowledge center?

300

Places you don't stamp the back of check for when sending out a payoff.

What is Toyota and Ford?

300

Process to make sure you get credit for any rescue on the application.

What is make detailed notes on the application on which ones are rescue or not?

300

Percent of unsecured debt to be lower then

What is 30%
300

The age we stop offering life to members.

What is 72

400

Ways we can prove income. (hint there are 4)

What is direct deposit or paystubs or taxes or w2?

400

Max LTV used on a rebuilt title loan.

What is 70%?

400

The amount of collections allowed on a home equity application.

What is if they are being paid off it doesn't matter?

400

How long collections appear on credit

What is 7 years

400

Limit that gap will cover.

What is 50000?

500

Tool used to prove out income with taxes.

What is cash flow worksheet?

500

Max LTV used when getting cash out on an auto loan purchase?

What is we don't allow cash out on an auto purchase.

500

In the asset tab of a blend application what do you put for the following:

Institution Name
Account type
Cash/Market Value
Account number

What is Mountain America Credit Union, Savings, 1$, last 4 of savings account the loan will fund on?

500

How long we have to wait to lend with someone with a Chapter 7 bankruptcy.

What is 3 years.

500

Extra features of VPP
(4 answers)

What is 24/7 365 Roadside assistance, Towing, Flat tire and Gas delivery, Rental Car reimbursement

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