BounceProof
The fee associated per item that is applied
$35
The fee associated per item that is applied
$35
There is no fee for Safety Link transfers
Accounts not eligible
OZK Pathway Checking
OZK Pathway Savings
Freedom Advantage
Rep Payee
Estate
Minor
OZK MMA
What is paid with BounceProof Plus?
All of the items included in Bounce Proof
Every day (one-time) debit card transactions
ATM transactions
When can a client enroll for Safety Link?
At any time
No 30 day waiting period
Must complete the Safety Link Transfer Authorization form
What is paid with BounceProof Protection?
Checks
ACH Transactions
Recurring debit card transactions
How can an account be eligible for Bounce Proof Plus?
Must be eligible for Bounce Proof
Must provide affirmative consent, or opt-in to BounceProof Plus
What does Safety Link do?
Automatically transfers funds from a linked Savings, Checking, Money Market, or Line of Credit account at Bank OZK to a deposit account
How many overdraft items will be charged the $35 overdraft fee each business day?
The first 6 overdraft items
Overdrafts must be paid within how many days?
30 days
With Safety Link transfers from a Savings or Money Market account, are they subject to excess withdrawal limitations, which could accrue a fee?
Yes
Accounts in good standing are considered for enrollment, what does it mean to be in good standing?
Making regular deposits consistent with your past practices
Not being in default on any loan obligation to the bank
Not being subject to any legal or administrative order or levy
What is the dollar amount the account can be overdrawn by and not receive an overdraft fee?
$5 or less
What is the amount that gets transferred with Safety Link?
The amount required to cover the presented item(s) which leaves the account at a $0.00 balance after the transfer