Business Credit Cards
Which business credit card charges an $99 annual fee after the first year?
Visa Business Rewards PLUS Card
Which consumer credit card charges an annual fee of $99 after the first year?
Premier Rewards American Express Card
Which consumer credit card receives 2% cash back on supermarket purchases?
Cash Rewards AMEX Card
Which business credit cards are "free employee cards"
ALL of them!
Define "Cash back"
Cash back is a perk offered by many credit card companies on some of their rewards credit cards. Cash back refers to earning back a percentage of the money you spend on your credit card.
How long can you wait to redeem your rewards?
5 Years
Which consumer card can you receive 10,000 bonus rewards points after you spend $1,000.00 in the first 3 months?
Premier Rewards American Express Card
Which consumer and business credit cards receive peace of mind benefits?
All of our credit cards.
Which vendors do we offer for business credit cards? Amex, Visa, MasterCard, or all the above?
Only VISA
Define "Zero Fraud Liability"
A protection feature offered to credit card holders. This protects the customer from unauthorized transactions. The card member must notify Elan Financial Services promptly, and there account will be credited.
Which business credit card helps to pay down balances on other credit cards?
VISA Platinum Business Card
Which consumer credit card can earn 1.5 points monthly for every $1 spent?
VISA Real Rewards Card
Which is the best consumer credit card to pay down debt from other credit cards?
Visa Platinum Card
Which business credit cards do not have any caps or limits on cash back earned?
All of them except the Visa Business Platinum Card.
What does APR stand for?
Annual Percentage Rate.
APR is the interest rate charged on credit card balances. This rate is applied each month that an outstanding balance is present.
Can customers receive reward points on the VISA Business Platinum Card?
No. You cannot receive any bonuses or rewards from the Visa Business Platinum Card. The primary purpose of this card is to help pay down debt from other credit card balances.
Which consumer credit card does not receive cash back?
VISA Platinum Card.
Which consumer credit card can you earn up to 3% cash back on?
Cash Rewards American Express Card
What protection features are offered on our business credit cards?
What is...
1. emergency card replacement
2. travel and emergency assistance
3. extended warranty on purchases
4. 24/7 Live US-based customer service
What is a balance transfer?
Transferring a balance from one credit card to another, usually to take advantage of a lower interest rate.
Which business credit card can you receive 3% cash back on?
VISA Business Credit Card
Which consumer credit card can earn rewards on travel?
VISA Real Rewards Card and Premier Rewards AMEX card
Which vendors do we have for consumer credit cards? Visa, Amex, Mastercard or all the above?
Only Visa and Amex
Are all of our business cards covered by protection features?
YES
What is a credit score?
A three digit number summarizing how well a person has handled debt. The higher the credit score, the better.