Back To The Basics
This account is used for everyday banking
What is a checking account?
Offers card processing solutions for small to large busineses
What is merchant services?
What is Home Improvemnt Loan?
Cashier Checks
An account that a person uses when they don't plan on using their money for a while.
What is a savings account?
Two types of banking cards.
What is credit & debit cards?
What is Capline?
A debit and a credit card
What is a debit card only uses the money from the person's bank account. A credit card uses the money in which a person borrowed from the place in which they received the card.
Overdrafts
What is $10 personal and $36 business
You use this to avoid living beyond your income
What is a budget?
These are fraud proection services for check payments
What is check positive and check reverse positive pay?
What is an auto loan?
Short term and long term assets
What is long term assets hold their value over a longer period of time. (land, house) Short term assets depreciate quickly (car,RV,ATV)?
Home Improvement Loan
What is $100?
Rent is an example of
What is a fixed expense?
Provides customers with many convenient ways to manage their banking relationship
What is money saver mortgage
IRA and 401K
What is an IRA- you saving money for retirement vs 401K- you and your employer saving money for retirement?
Wire Module
Going out to dinner with friends
A critical tool for a business to attract and retain quality employees
What is employee benefits?
FCB offers 100% lending options for a wide array of collateral needs for businesses
What is equipment financing & leasing?
Reverse positive pay and positive pay
What is review check postings next day vs entry of checks prior day?
Money Saver Mortgage
What is .75% of loan amount?