A
________________ are money rules that are expressed verbally.
What are Explicit?
Chapter slides
____________________ are rules taught to us through nonverbal communication.
What are Implicit?
Chapter slides
_______________ are rules based on family heritage or taboos.
What are Intuitive?
Chapter slides
_____________ is a funding source made up of grants or other sources that change from year to year depending on shifting political priorities.
What is "soft money"?
Pg. 107
________________ is a more permanent reliable funding source from institutions.
What is "hard money"?
Pg. 107
This personal attribute called _____________ is an emotional characteristic found in people who feel they have significant control over their lives and see challenges as opportunities for personal growth.
What is "hardiness"?
Pg. 92
A ______________________ predicts the likelihood that a person will repay a loan promptly.
What is credit rating?
Pg. 106
Although many people try to avoid it, ____________ and _________________ can be productive because it helps people to understand and become open to other points of view.
What are conflict and disagreement?
Pg. 91
The _______________ helps identify the stressors and supports in life, and has 7 parts.
What is the Family Circles Assessment?
Pg. 94
________________ can help you restore your empathy and compassion for yourself and others.
What is mindfulness?
Pg. 93
Name the 3 credit reporting agencies in America.
What is Equifax, Experian, and Transunion?
Pg. 106
_____________________ refers to a person who does not have an account at either a bank or credit union.
What is "unbanked"?
Pg. 105
_____________________ can serve as a buffer to life's stressors.
What are positive emotions?
Pg. 92
This personality trait says that ___________________ are more likely to use solution-focused coping skills to resolve conflicts.
What are optimistic people?
Pg. 92
Developing a _______________ will help prioritize time and review accomplishments at the end of each day.
What is a "task" or "to do list"?
Pg. 94
______________________ is the ability to make informed judgments and effective decisions regarding the use and management of money and wealth.
What is Financial Literacy?
Pg. 102
FDW have a special responsibility to establish appropriate __________________ because of the inherent power their position carries.
What are boundaries?
Pg. 93
________________ refers to ordinary people meeting their financial goals, getting out of debt, and accumulating assets over time by making wise financial choices.
What is wealth?
Pg. 102
____________________ is a set of skills and financial knowledge that allows families to make informed, effective decisions about money, and thus more likely to be able to live a healthy life and pursue their dreams.
What is Family Financial Literacy?
Pg. 102
Being ________________can lead to health problems that can become more and more severe, making it harder for you to do your job and to take care of your own family.
What is overstress?
Pg. 97
To thrive as a FDW, it is essential to develop and hold ____________ and to __________________.
What is a personal vision and to take care of yourself?
Pg. 89
The recipe for taking good care of yourself has 4 ingredients. What are they?
What are: Recognizing overstress, Practicing MBSR most days, Sharing feelings, and Having fun.
Pg. 93
What are 2 ways to using your time effectively?
What are: Setting realistic and achievable goals, Listen to intuition, Handle tasks efficiently, Learn to use new technology, and "Never pick up a piece of paper twice."
Pg. 94
The elements of a balanced personal stress-reduction and wellness program has 6 components. What are they?
What are: Daily mindfulness practice, Exercise, Healthy eating, Friends and family, Changing habits, and Seeking counseling.
Pg. 97-99
In understanding the power of savings, lack of a positive relationship with a bank makes people less likely to ____________ or ___________.
What is to save or to borrow?
Pg. 106