Procedural
What is the effective date for all of the fee changes?
April 1st, 2026
What is the current rush debit card fee?
$50
What if any exceptions are made for notary?
STCU documents will not be charged a fee
Will STCU charge an NSF fee the first time an item is returned? If so, what is the charge?
Yes / True $29
What is the new annual fee for a 3x5 box and the old fee.
New $40 / Old $30
Fees are intended to be STCU’s primary income source.
No / False
What is the new debit card rush fee?
$20
Members will be charged a fee for each document that is notarized
No it is per notarial session
What about the second NSF (re-presented) time? If so, what is the charge?
No / False
What is SDB fee for late payment starting April 1st, 2026?
None it has been eliminated
Which, if any item(s) on the list requires a redisclosure to members?
Increase safe deposit box rental fees.
What is the fee associated with cashing an on-us check for non members. Is there any exception?
$5. Under $49.99 is free.
What is the notary fee for non STCU documents?
$5
What is the difference in cost for money orders and cashier's checks (current and new)?
$3 currently / $5 new
What is the current and new fee for coin machine?
Current 2% over 199.99 / New 3% on all transactions.
What is the check cashing transaction code for non members?
901
Is there a fee associated with exchanging an on-us check into a cashier's check?
No
What is the notary transaction code?
643
What, if any, are the limits on cashier's check and money orders?
$1500 max for money orders
Is there any exceptions to the new fee on coin machines?
Minors and non-profits
What is one reason for changes to the fee schedule change?
Committee/stakeholders provide input/feedback.
UDAAP considerations, regulatory guidance, fairness, costs of offering financial services, competitive/market changes.
What is one of the reasons for the change in debit card rush replacement, think Federal?
UDAAP / Unfair, Deceptive, or Abusive Acts or Practices
If the member wants to pay for a notarial session in cash how can this be processed?
Can collect cash for this fee through WIP, General Ledger
What is the transaction code for non member coin machine?
641
What is the transaction code for coin machine for members?
638