Fees
Rates
100
What is a foreign transaction fee?

This is the fee that you pay on top of what you purchase when you are overseas.

100
What does the APR stand for?
What is Annual Percentage Rate.
200
The fee that you pay when you withdraw money from the ATM/Bank.
What is a cash advance fee.
200
What is an interest rate?
An interest rate is how much a person is charged annually based on the interest of the card or a loan.
300
What fee do you pay when you transfer money from one card to another?
Balance transfer fee.
300
What's your APR based off of?
Your APR is based off of your credit score.
400
What happens if your card gets declined?
You would pay a decline fee.
400
True or false, your APR can not change.
False.
500
What is a application fee?
The fee you pay when you apply for a credit card.
500
What does it mean when you have a 0% APR?
It means you won't pay interest on your purchases for a specific time period.
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