Auto Insurance
These are Minnesota's minimum Liability Limits on an auto polciy
What is 30/60/10
Also called "Coverage A", the limits chosen for this coverage will also play a major role in deciding the limits for the other coverages found on a Homeowners policy.
What is Dwelling Coverage?
G.I.F.E
Guaranteed Issue Final Expense
Got a leaky Pipe? I sure hope you have this on your Homeowners policy!
What is Back up of Sewer or Drain?
When going through the FORM conversation with your clients, what does the O in FORM stand for?
What is Occupation?
This is where you go to find almost any information you may need pertaining to auto policies and discounts.
What is ABS or Auto Answers
This tool is used to determine policy limit for the Dwelling coverage.
What is the Estimated Replacement Cost Calculator
P.L.C.C
Personal Lines Contact Center
This $25 endorsement will protect your customers from Identity Theft (among other things)
What is Cyber Event, Identity Restoration, and Fraud Loss Coverage?
(Cyber Event Coverage is just fine)
Your customer wants to cancel their PLUP. Use this tool to figure out if they need the coverage.
What is the PIFF/Liability Calculator
This coverage is represented by the letter "D"
What is Comprehensive Coverage
If you are displaced, this coverage has you covered until your home becomes habitable again.
What is Loss of Use?
L.H.R
Loss History Report
Make sure to add this Endorsement for any customers who work with Rideshare companies like Uber or Lyft.
What is the TNC or Transportation Network Company Endorsement?
This process helps individuals determine the amount of life insurance necessary to provide for dependents in the event of premature death.
What is the Life Needs Analysis?
Expressed in a percentage, this is the amount a surcharge will add to an Auto policy for the first at fault accident if there were no other chargeable accidents within 3 years prior to the date of loss.
What is 10%
State Farm's Homeowners policy is not an HO-3, but instead it is ____
What is HO-W
I.S.A.O.A
Its Successors and or Assigns
Get cheap coverage for kids with this life policy rider!
What is the Children's Term Rider
The last part of the Simple Conversation will be easy to earn with a satisfied customer.
What are referrals or google reviews?
This Drive Safe & Save option was sunset on 11/20/2024, Leaving Drive Safe & Save Mobile as the only option for our customers.
What is Drive Safe and Save with Onstar
That Home you worked hard on came back as ineligible due to loss history? Consider signing them up with this State regulated insurance plan until they become eligible again.
What is the MN FAIR Plan?
A.T.I.M.A
As their interests may appear
What is Nurses Professional Liability?
This is part #1 of the Agenda Set during the simple Conversation
What is getting a clear snapshot of where you are today?