What type of Policy is a Final Expense Policy
What is whole life insurance
Built in benefit pays $75 per day for up to 14 days when your pet must be cared for during hospital stay.
What is Pet Boarding benefit
This carrier offers up to a $5000 annual max and has a $0 deducible option on some plans
What is Manhattan life
This rule used by Mutual of Omaha states a beneficiary cannot take more than two BP meds, two diabetes meds, and must have no medication changes in the last two years.
What is the 222 Rule
This Medicare Supplement carrier is headquartered in Switzerland, is the largest property & casualty company in the world, and once insured the Titanic.
Who is Chubb
Are Final Expense premiums fixed or variable
What is fixed
This rider helps cover cost of diagnostic colonoscopies and minor surgeries
What is Outpatient Surgery Rider
This DVH plan has the largest vision network through EyeMed
What is Humana Extend
This overlooked underwriting factor can cause declines even when a beneficiary appears healthy and takes few medications.
What is height and weight
This carrier is known for strict height/weight classes, including Class 1 and Class 2 premium adjustments.
What is MOO
Who is the ideal candidate for Final Expense insurance
Who is Seniors 50-85, individuals with health concerns, people with limited savings.
What is the guaranteed issue age range
What is ages 64-74
This benefit is often the most expensive out of pocket cost for seniors and is not covered by Medicare
What is hearing aids
Outside of OEP what is the election period that should be prioritized first for a MS.
What is Underwriting
Cigna was acquired by what carrier in 2025
What is HCSC
what is Various expenses
This built-in benefit pays $175 per day up to 7 days per calendar year
What is Mental Health benefit
This carrier only has two max benefit options: $1000 and $1500
What is Aetna
In Minnesota which MS plan should you start Quoting with and then build riders off of manually?
What is Basic plan
This ocean giant is the largest mammal on Earth.
What is the Blue Whale
Beyond covering funeral costs, Final Expense insurance is often described as this kind of “gift” because it relieves loved ones of stress during grief.
What is peace of mind
when does a benefit period restart
What is client not having been hospitalized for 60 consecutive days
This network used by ManhattanLife helps stretch the annual max by lowering contracted rates
What is Careington Network
In Wisconsin, beneficiaries eligible after 1/1/2020 cannot purchase this specific rider during GI situations.
What is the Part B deductible rider
Sailors once mistook manatees for these legendary beings.
What are Mermaids