a number on a check that identifies the bank where the account is held
What is routing number?
100
happening once a year
What is annual?
100
sudden short snowfalls
What is flurries?
100
money owed
What is debt?
100
a loan for the purchase of a house
What is mortgage?
200
the total dollar amount a buyer pays to use credit, including interest costs, service charges, and insurance
What is finance charge?
200
creating a legal obligation to do something; this obligation cannot be broken
What is binding?
200
a long period of extremely dry weather causing crops to dry out and animals and people to lack water
What is drought?
200
a plan created to monitor spending and saving; to plan for expenses
What is budget?
200
one who rents from a landlord
What is tenant?
300
the total amount of earnings before any taxes or other payments are taken out
What is gross income?
300
a signed document that gives the terms of an agreement, especially in terms of property
What is deed?
300
the general weather pattern shown in a region over several years
What is climate?
300
a log to keep track of all checking account transactions, including checks written, debits, deposits, and fees
What is check register?
300
the requirements stated in an agreement or contract
What is terms?
400
the amount of pay left after all payroll deductions have been taken out; also called take – home pay
What is net income?
400
a statement about giving up legal rights to something
What is disclaimer?
400
a statement issued by the National Weather Service about conditions that could lead to hazardous situations
What is advisory?
400
your financial report card, which includes a record of whether you have been on time in making your loan and credit payments; the information in your credit report determines your credit score, which is shared with lenders and landlords
What is credit report?
400
the original amount of money that was invested or borrowed
What is principal?
500
the amount of what you have of value minus what you owe
What is net worth?
500
a legal claim on someone’s property as security for that person’s debt
What is liability?
500
the process that causes the surface of the earth to be warmer because of carbon dioxide and water vapor, which allows the sun’s heat to come into the earth’s atmosphere but prevents some heat from escaping
What is greenhouse effect?
500
an item owned that has value
What is asset?
500
a condition, demand, or term in an agreement or contract