General Knowledge
What is the Australian government body that collects taxes and helps manage your money when you earn it.
The Australian Taxation Office (ATO)
You get your first paycheck — what’s the smartest use of it?
A) Spend it all, you’ve earned it
B) Set up a small savings account immediately
C) Buy something to celebrate
D) Lend it out to a mate
✅ B) Set up a small savings account immediately
Why do most people give up on their goals within the first few weeks?
A) They lose interest
B) They set vague goals with no plan
C) They don’t tell anyone about them
D) They don’t actually care
✅ B) They set vague goals with no plan
If you want to save $600 in a year, how much should you save each month?
$50
What’s the main difference between motivation and discipline?
A) Motivation is emotional, discipline is habitual
B) Motivation lasts longer
C) Discipline is about being strict
D) They’re basically the same
✅ A) Motivation is emotional, discipline is habitual
What is the official money used in Australia.
Australian Dollar (AUD)
What’s the biggest red flag before signing a rental lease or loan?
A) The paperwork looks long
B) You haven’t read all the terms
C) The agent seems nice
D) You feel rushed
✅ B) You haven’t read all the terms
You’ve set a goal to start saving money, but it keeps failing. What’s the smartest first step?
A) Cut all spending
B) Track where your money actually goes
C) Set a massive goal to motivate yourself
D) Wait until you earn more
✅ B) Track where your money actually goes
If you want to buy a phone for $1,000 and you save $200 each month, how many months will it take to save enough
5 months
You didn’t get into the course or job you wanted. What’s the most productive response?
A) Blame the system
B) Take a break and give up for now
C) Review what could be improved for next time
D) Pretend you didn’t care anyway
✅ C) Review what could be improved for next time
This is the money the government gives to people when they don’t have a job but are looking for work.
JobSeeker
You’re surrounded by mates who constantly complain but never act. What’s the best mindset to adopt?
A) Limit your time around them
B) Try to motivate them all
C) Ignore it and fit in
D) Call them out publicly
✅ A) Limit your time around them
Which statement best describes a growth-oriented goal?
A) “I’ll be successful someday.”
B) “I’ll apply for one new job each week until I get one.”
C) “I hope something works out.”
D) “I’ll just see what happens.”
✅ B) “I’ll apply for one new job each week until I get one.”
Emma wants to buy a new bike for $600. She has $200 saved. If she saves $100 each month, how many months will it take her to save enough for the bike
4 months
Which of the following behaviours builds mental resilience over time?
A) Avoiding challenges to prevent stress
B) Facing challenges, even when uncomfortable
C) Ignoring feedback
D) Waiting for the perfect moment
✅ B) Facing challenges, even when uncomfortable
This document tells the government how much you earned and how much tax you should pay.
A tax return
You keep procrastinating on something important — what’s the most effective fix?
A) Wait until you feel inspired
B) Start with the easiest small task immediately
C) Keep planning until it’s perfect
D) Get someone else to do it
✅ B) Start with the easiest small task immediately
What’s a practical reason to write your goals down?
A) It looks good on paper
B) Writing makes you 42% more likely to achieve them
C) It helps impress others
D) It’s just tradition
✅ B) Writing makes you 42% more likely to achieve them
Tom spends $60 a week on transport. If he works for 5 weeks, how much will he spend in total on transport during this time
$300
What’s one reason comparing yourself to others can quietly destroy motivation?
A) It can cause jealousy
B) It shifts focus from your own progress
C) You start chasing someone else’s goals
D) All of the above
✅ D) All of the above
This is a place where people keep their money safe and can borrow money from.
A Bank
Which mindset sets people apart after leaving school?
A) “I’ll do it when someone tells me to.”
B) “If it’s not fun, I’ll skip it.”
C) “I’m responsible for what happens next.”
D) “Life will sort itself out.
✅ C) “I’m responsible for what happens next.”
You’ve achieved a major goal — what’s the most productive thing to do next?
A) Move straight on to the next big thing
B) Take time to reflect and redefine your direction
C) Announce it everywhere online
D) Stop setting goals for a while
✅ B) Take time to reflect and redefine your direction
If you borrow $1,000 and have to pay 10% interest, how much do you owe at the end of the year
$1100
What’s the most mature way to handle burnout or low motivation?
A) Push harder until it passes
B) Acknowledge it, rest deliberately, and reset your routine
C) Quit what’s causing stress immediately
D) Ignore it and hope it disappears
✅ B) Acknowledge it, rest deliberately, and reset your routine