Financial trackers
This financial statement provides a snapshot of a company's financial position at a specific point in time, showing assets, liabilities, and equity.
Balance Sheet
This three-digit number, ranging from 300 to 850, reflects an individual's creditworthiness and is used by lenders to assess the risk of lending money
Credit Score
This type of investment involves lending money to a company or government entity in exchange for periodic interest payments and the return of the principal amount at maturity.
Bond
1+1 (starting off easy :D)
2
Money left over after deducting expenses from income in a given period?
Savings
This widely tracked economic indicator measures the total value of goods and services produced in a country over a specific time period.
Gross Domestic Product (GDP)
This financial principle advises allocating a portion of income to different spending categories, such as housing, transportation, and entertainment
50/30/20 rule
This term refers to a portion of ownership in a company, entitling the holder to a share of the company's profits and a say in its decision-making.
Common shares
You borrow $5,000 from a friend at an annual interest rate of 6%. How much interest will you owe after 2 years?
$600
If the correlation between two stocks is -0.5, how are they likely to move relative to each other?
Opposite/Inverse
Overall change in consumer prices based on a representative basket of goods and services over time?
This type of savings account typically offers higher interest rates than standard savings accounts but may have limited withdrawals
certificate of deposit (CD)
This type of investment involves pooling funds with other investors to collectively invest in a diversified portfolio of assets, managed by a professional fund manager.
hedge fund
You invest $10,000 in a mutual fund, and after a year, it has grown to $11,500. What is the annual rate of return?
15%
Country with the highest inflation
Venezuela
Ratio used to evaluate a company's financial leverage?
Debt-to-Equity (D/E) Ratio
This type of retirement account allows individuals to make tax-deductible contributions and grow investments tax-free until withdrawal during retirement.
Roth IRA
This financial instrument derives its value from an underlying asset, such as a stock, bond, commodity, or currency, and can be used for hedging or speculative purposes.
Derivative
If your monthly income is $3,000 and you spend 20% on rent and 30% on other expenses, how much do you have left for savings at the end of the year?
$1500*12 = $18,000
Shape of normal distribution
Bell curve
Multi-factor model used to predict the likelihood of a company facing financial distress within two years. It incorporates various financial ratios to provide a comprehensive assessment of a company's credit risk.
Altman Z-Score
What is the term for a tax strategy that involves shifting income or assets to family members or legal entities with lower tax rates, often used to minimize estate taxes?
tax arbitrage or tax optimization
This type of investment involves providing capital to early-stage companies with high growth potential in exchange for equity ownership
Venture capital investment
If a stock pays an annual dividend of $2 per share and the stock price is $50, what is the dividend yield?
4%
Country with the 3rd highest GDP in 2022?
Japan